Capital one question

[Anonymous]

Hey everyone. I have a capital one secured CC and I have been perfect with it!!  I got my fico on EQ up to 664, my fako EX is 712 and my TU is around 650. Any chance I can get a unsecured CC from capital one??? And also, do they give decent starting credit? Does it make it easier to get one since my secured CC is spotless??

Thanks everyone!!!!!

Lou

[Wolf3]

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@Anonymous wrote:

Hey everyone. I have a capital one secured CC and I have been perfect with it!!  I got my fico on EQ up to 664, my fako EX is 712 and my TU is around 650. Any chance I can get a unsecured CC from capital one??? And also, do they give decent starting credit? Does it make it easier to get one since my secured CC is spotless??

Thanks everyone!!!!!

Lou

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How long have you had the secured card?   I suggest a year or more.  I waited until 13th month.  

Try the online prequalifier, it is a good guide. I applied for a card in my prequalifier list.

I got a larger CL than my secured CL.    New card cash back rewards $3K limit.   Secured was $2500 CL .   

They look closely at the seucred card history, it makes a lot of difference.   Thats wait the rep said when I called about closing the secured card. .

.  

[john398]

Go check out the prequalifier and see what it says for Capital One

[Prettylady1]

I've always heard your secured card won't ever turn into a regular card. You'll have to apply for a new card. Yes the prequalify tool at capital one website is a neat tool!!!

[Anonymous]

I had a 662 with Equifax with two BK's and many lates in 05 and 06 from student loans and I got a cash back no hassle rewards for $500 limit

[sonson]

congrats on getting your scores up! i wouldn't doubt you would be approved for a Cap1 unsecured CC. I would either call or apply online to see if your approved. also you've had history with them. go for it!