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Capital one quicksilver question

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Prettylady1
Regular Contributor

Capital one quicksilver question

Hello! I've always had a capital one platinum credit card that was one of the rebuilding credit cards. It's been stuck at a $750 limit forever. I logged into my account the other day and I noticed it says quicksilver now on the pic of the credit card beside my account. My limit is still the same. I was wondering if anyone knows what this means? Hoping it means I finally have a better card! Please help. Thanks!

Starting Score: TU 640, EQ 636, EX 645
Current Score: TU 665, EQ 706, EX ?
Goal Score: All above 700


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Prettylady1
Regular Contributor

Re: Capital one quicksilver question

Also I've seen where a lot of people received offers to upgrade their cards etc. I never did. Just noticed when I logged in

Starting Score: TU 640, EQ 636, EX 645
Current Score: TU 665, EQ 706, EX ?
Goal Score: All above 700


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Message 2 of 5
SunriseEarth
Moderator Emeritus

Re: Capital one quicksilver question


@Prettylady1 wrote:
Hello! I've always had a capital one platinum credit card that was one of the rebuilding credit cards. It's been stuck at a $750 limit forever. I logged into my account the other day and I noticed it says quicksilver now on the pic of the credit card beside my account. My limit is still the same. I was wondering if anyone knows what this means? Hoping it means I finally have a better card! Please help. Thanks!

QS has a better rewards structure (1.5% cash back on all purchases).   So congrats on the upgrade!

 

You should try the LUV button for a CLI.  If not successful, you could always go the EO route.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 3 of 5
indiolatino61
Valued Contributor

Re: Capital one quicksilver question


@Prettylady1 wrote:
Hello! I've always had a capital one platinum credit card that was one of the rebuilding credit cards. It's been stuck at a $750 limit forever. I logged into my account the other day and I noticed it says quicksilver now on the pic of the credit card beside my account. My limit is still the same. I was wondering if anyone knows what this means? Hoping it means I finally have a better card! Please help. Thanks!

It might mean that your Platinum was PC'ed to the QS1 card. I would call to verify, since snail mail notification may take a week or more. Have you seen any change in your rewards structure? All QS cards have a 1.5% CB structure, so if you didn't have any rewards, or had 1% and now have 1.5%, that is a good indication that your card has been upgraded. From now on, use the EO route for CLI requests. That seems to be a great way to get results. The best of luck to you.

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Message 4 of 5
Prettylady1
Regular Contributor

Re: Capital one quicksilver question

Thank you! Smiley Happy

Starting Score: TU 640, EQ 636, EX 645
Current Score: TU 665, EQ 706, EX ?
Goal Score: All above 700


Take the FICO Fitness Challenge
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