Capital one shot close 2 accounts

[Jccflat]

Capital one close 2 accounts  of my accounts with no reason I  have perfect credit history 8% utilization 

total of 6k

[Anonymous]

They don't do things for no reason. Were those accounts inactive for a long time? Have you tried calling customer service?

[Azuieldrago]

Sorry for your loss. Also, may want to cover the last 4's better. Can still see them.

[Jccflat]

Just saw  the email because it was not in use for more than 2 years is the reason 

[Anonymous]

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@Jccflat wrote:

Just saw  the email because it was not in use for more than 2 years is the reason 

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Yeah you need to make sure you're using any card you want to keep with any lender at least once every 6 months. 

[Gmood1]

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@Anonymous wrote:

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@Jccflat wrote:

Just saw  the email because it was not in use for more than 2 years is the reason 

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Yeah you need to make sure you're using any card you want to keep with any lender at least once every 6 months. 

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I keep a $3 recurring charge on my 13 year old QS. It's worked for roughly 3 years keeping it active and open. Knock on wood.

[Anonymous]

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@Gmood1 wrote:

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@Anonymous wrote:

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@Jccflat wrote:

Just saw  the email because it was not in use for more than 2 years is the reason 

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Yeah you need to make sure you're using any card you want to keep with any lender at least once every 6 months. 

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I keep a $3 recurring charge on my 13 year old QS. It's worked for roughly 3 years keeping it active and open. Knock on wood.

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Yeah I leave my $1.99 Hulu on my V1 because I don't want to risk losing that card. It's 4 years older than my next oldest open card. 

[Shooting-For-800]

two years is probably one of the longest in the industry.

[Anonymous]

True, I made the mistake in not using my Guitar center card after a year, they canceled. Lost $4k in available credit.

[Remedios]

@Jccflat  Didn't you post recently about payment issue with cap one? 

Edited to add

Maybe missed payment sounded an alarm or two, especially if those two cards are not used.