Capital one close 2 accounts of my accounts with no reason I have perfect credit history 8% utilization
total of 6k
They don't do things for no reason. Were those accounts inactive for a long time? Have you tried calling customer service?
Just saw the email because it was not in use for more than 2 years is the reason
@Jccflat wrote:Just saw the email because it was not in use for more than 2 years is the reason
Yeah you need to make sure you're using any card you want to keep with any lender at least once every 6 months.
@Anonymous wrote:
@Jccflat wrote:Just saw the email because it was not in use for more than 2 years is the reason
Yeah you need to make sure you're using any card you want to keep with any lender at least once every 6 months.
I keep a $3 recurring charge on my 13 year old QS. It's worked for roughly 3 years keeping it active and open. Knock on wood.
@Gmood1 wrote:
@Anonymous wrote:
@Jccflat wrote:Just saw the email because it was not in use for more than 2 years is the reason
Yeah you need to make sure you're using any card you want to keep with any lender at least once every 6 months.
I keep a $3 recurring charge on my 13 year old QS. It's worked for roughly 3 years keeping it active and open. Knock on wood.
Yeah I leave my $1.99 Hulu on my V1 because I don't want to risk losing that card. It's 4 years older than my next oldest open card.
two years is probably one of the longest in the industry.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!
True, I made the mistake in not using my Guitar center card after a year, they canceled. Lost $4k in available credit.
@Jccflat Didn't you post recently about payment issue with cap one?
Edited to add
Maybe missed payment sounded an alarm or two, especially if those two cards are not used.