Capital one upgrade

[Anonymous]

I have a question, how long does it normally take for CapitalOne to upgrade you? I've heard from others that they received upgrades from CapitalOne. Any advice?

Thanks.

[Remedios]

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@Anonymous wrote:

I have a question, how long does it normally take for CapitalOne to upgrade you? I've heard from others that they received upgrades from CapitalOne. Any advice?

Thanks.

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There is no set timeline. 

You can use this link to check https://verified.capitalone.com/sic-ui/#/esignin?Product=Card&Action=ProductUpgrade 

It will prompt you to log in, and once you do, you'll see if there are any upgrades available 

Calling them and asking works the same way

Good luck 

[Grizzly1]

I tried that link out of curiousity and got,

"Unfortunately, this upgrade is no longer available. This could be for a variety of reasons, including your account going into a default, restricted, closed, or changed status since we initially sent you this offer".

I haven't had any of that happen nor have I recieved any offers. Weird

[Anonymous]

I was able to PC using the link from a Cap1 Platinum unsecured to a QS within 3 months. I have not seen other offers to PC since then.

PCs in Cap1 is great for ditching AFs but to get to a higher end card, it’s usually advised to apply for a new account for such cards as the Savor or Venture.

[Lucifer]

Cap1 tells me that the only way I'm getting to a different product from my platinum card is - well - there is no way.  If I want anything else it will be via a new app.

They ain't getting a new app from me...

[cjc6464]

I've had a QS1 for about 2years. 100% payment history, no offers available. Credit limit has not changed since account opening. I will give it until my AF is about to hit and if no upgrades available I will botch the card. 

[Anonymous]

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@cjc6464 wrote:

I've had a QS1 for about 2years. 100% payment history, no offers available. Credit limit has not changed since account opening. I will give it until my AF is about to hit and if no upgrades available I will botch the card. 

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The QS1 is a completely different beast. I have only seen a couple people successfully get away from that card. Most likely a call to cancel, but they might give you an offer to switch to the QS for no AF to keep the account. I would call with the intent to cancel, but make the AF the sole reason and they might give you it.

But you have better cards, so a sticky QS1 isn't anything to cry about closing. Cap1 will be back on your door though if you want to get a better card from them. 

[Effielin]

I used the link above and successfully upgraded my platinum to QS. I had never tried before, and thought, well, why not? LOL. It worked fine for me. I have had the platinum for a bit over a year, started at $800 or $1000 I think and did credit steps and it went to $1500 and then a few months ago to $4500.

[Anonymous]

i used the link and can upgrade to the qs from my journey card but i dont get any of the intro offers like 150 cashback and 0% apr because im not a new customer. does anyone know if i just apply for the card on my own if i'll be able to get the intro offers?

[K-in-Boston]

Yes, applying for a new card you would be eligible for signup bonuses.  In this case, "new customer" means new to the card product rather than the lender.