The upgrade would have had no effect on your ability to get a CLI. My guess is that you probably weren't spending enough. You can ask as often as you want. The only restriction is that after a credit limit change, you become ineligible for another for six months.
That's interesting. I've upgraded cards, and there's been no effect. I've even received a CLI in the middle of a fraud investigation.
Did you wait the full six months? Maybe you were a few days early. That's the usual cause of the "not eligible" message.
Customer Service can tell you when you're eligible again. I've called to confirm my eligibility date before most of my CLI requests.
Below 10% is not even a solid data point either. They like big purchases paid off quickly also. My $2000 CLI that brought my card to $8250 last March was after buying a new TV in November and rolling a balance until I could PIF the last of it in January.
Capital One and Disco don’t mind customers who revolve balances as long as they make large payments.
Trying to figure out the CLIs for Disco and Cap is a futile endeavor.