Welcome. Did you get a US or Canada Cap1 card. Maybe the rules are different there. Have you tried the CLI button on the website? Is your billing address in Canada? Maybe someone here can help you better that lives there.
Thanks for replying. I have the Canadian version of this guaranteed unsecured CC. The credit steps program is not available for this card however the QS and platinum card have the credit steps program. I will wait for a few more months and use the preapproval site and hopefully snag the QS Cap1 card. Also on my Cap1 app there is no option or LUV button available.I will just be patient for now and continue rebuilding. I am glad I found this excellent forum. Thank You.
If you decide to go for the Plat. Yes. QS1 no. Same cash back but the QS1 is $39.00 a year. You can upgrade the Plat to regular QS and no annual fee. If thats possible in Canada.