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Car Care One

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dallasjetfan
Established Contributor
‎10-09-2007 10:09 AM
‎10-09-2007 10:09 AM

Car Care One

I already have Care Credit with GE. However, I was turned down for a Car Care One because of my BK. The weird thing is they approved me in April for $3500 to have LASIK. Any thoughts on why they would approve with BK 6 months ago and a turn down with higher credit scores?
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
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dallasjetfan
Established Contributor
‎10-09-2007 03:18 PM
‎10-09-2007 03:18 PM

Re: Car Care One

Should I call them and see if they would reconsider?
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
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dallasjetfan
Established Contributor
‎10-16-2007 06:15 AM
‎10-16-2007 06:15 AM

Re: Car Care One

Any suggestions??
Barclays US Air $17K| TTCU $15K| Citi Diamond $10.5K| Discover IT $9000| CapOne $2K| Best Buy $2K
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Anonymous
Not applicable
‎10-16-2007 06:21 AM
‎10-16-2007 06:21 AM

Re: Car Care One

THere are amany reasons a creditor will approve you for one type of loan and not another. Not personally a fan of GEMB but a recopn never hurts.  They could feel they have enough risk exposure with you currently since autos are usually approved with a different scoring model this may also come into play.
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