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@woodyman100 wrote:Email references 2 cards. To be eligible for bonus Must have "No other open cardless accounts"
I read that as 2 cards are possible
Did you ever find out anything about that 2nd application @woodyman100. Still asking for a friend 😆...Different friend, Remi 💀
I have heard nothing yet.
that usually doesn't bode well.
Sorry I guess I was off on time frame . 3 or 4 months . Way off . I don't keep track of time that well . It just blends together . So that is my fault on not being detailed enough to look . But yes doctor of credit said it should report in August but I have nothing but the credit pull. Again I'm ok if it never does.
@FinStar wrote:
@Goos wrote:Any of you folks figure out how to request a credit limit increase on this card ? Also anyone have it report yet ? I'm like 6 months in and no reporting yet . Which is great but just curious .
I'm sure you would have to call them for the CLI. I would assume after the card has been opened for 12 months 🤷♂️
I'm a bit confused though on the timeline @Goos. Your September post in Approvals indicated you got the card around August/September? If so, it hasn't been six months yet. As far as reporting, I was also confused by the comment on this post where August was referenced:
"It originally did not report until about August . Then Doctor of credit said it does now but only maybe it does lol . It has not reported yet for me ."
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Cardless-Cavs-MasterCard/m-p/6425199#M778144
@woodyman100 wrote:I have heard nothing yet.
that usually doesn't bode well.
😬 keep us posted when/if you do. I'm assuming they HP'd?
@Goos wrote:Sorry I guess I was off on time frame . 3 or 4 months . Way off . I don't keep track of time that well . It just blends together . So that is my fault on not being detailed enough to look . But yes doctor of credit said it should report in August but I have nothing but the credit pull. Again I'm ok if it never does.
@FinStar wrote:
@Goos wrote:Any of you folks figure out how to request a credit limit increase on this card ? Also anyone have it report yet ? I'm like 6 months in and no reporting yet . Which is great but just curious .
I'm sure you would have to call them for the CLI. I would assume after the card has been opened for 12 months 🤷♂️
I'm a bit confused though on the timeline @Goos. Your September post in Approvals indicated you got the card around August/September? If so, it hasn't been six months yet. As far as reporting, I was also confused by the comment on this post where August was referenced:
"It originally did not report until about August . Then Doctor of credit said it does now but only maybe it does lol . It has not reported yet for me ."
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Cardless-Cavs-MasterCard/m-p/6425199#M778144
Thanks for confirming @Goos. So, if it's been 3 months and no reporting that can be advantageous for some. "Invisible" tradelines can be fun sometimes 😜
I have no issues with it at all . I miss my PayPal credit hidden.
I applied for the Boston Celtics version on 12-29-21 and was approved instantly.
I've got to say I'm impressed with everything so far. Cardless provided virtual card number immediately so that I could start using the card right away for online purchases. On 12-29, I made a $2,501.81 payment for estimated taxes including the fee using the virtual card number. On 12-31, the points for both the tax payment (2,501) and the SUB (30,000) appeared in the app. on 12-31, I redeemed the 32,501 points for a $325.01 statement credit (1 point = 1 cent). The points can be redeemed as soon as the purchases post. The app shows progress towards the SUB, the statement date, and the due date.
Note that per the T&Cs, "U.S. Dollars for which points are awarded to you will be rounded down to a whole-dollar amount for purposes of determining the number of points to be awarded."
The Cardless co-branded NBA cards haven't appealed to me much before, but am now seeing the specific New Orleans Pelicans card looking pretty darn good :
Points redeemable for statement credit at 1 cent/point, or gift cards for Pelicans stuff at 1.25 cents/point
The Pelicans stuff aside, this could be a pretty nice alternative for those looking for a gas and dining combo option. Anyone have experience with this card yet?
I was reading about this yesterday, the guy on reddit says - I have the Cavs version. It's only been around for 6-7 months . The Cavs cars is giving 6% on dining and groceries and 10 on streaming as long as you use the card once a cycle . For a year . Then it drops to 3 % and 5% . Cavs team shop and tickets get a 10% auto statement credit. I had issues with app not opening and they gave me 10000 points for my trouble. 100$ if I take cash 125$ if I take cavs store gift cards.
For me, I would just get the SUB and dip, these are smaller banks in the game. I don't think its sunstainable in the long term.