Cards I DON'T have, Should I ?

[Bay_Area_Joe]

To all;

I have collected some great cards over the last year or so.  I have the best credit I have ever had in my life, with the highest limits. The information I have learned on this board is priceless.

The card issuers that I DO NOT have are the following;   The onese I have are in my Sig below.

Capitol One

GERMB

Barclays

Any Credit union

Is there something I should be going after that I don't have ?

I am itching to make an application.....  I want to break 100k in credit soon.

Thank you all.

[bobebob]

I don't know about the others, but I have a Digital Federal Credit Union. 

It has a lot of good perks:

8.5% rate

No balance transfer fees

No annual fees

No cash withdrawal fees

And you get a genuine FICO score from Equifax once a month for free!

I haven't seen one better.

[Creditaddict]

Unless you can access Navy I don't think you really "need" any of the others you don't have ESPECIALLY Capital One only from the stand point of 3 HP for it and you would probably get 3 seperate cards with other lenders just as easy for the same INq.

Looks like you are WELL into Chase (Take a HP if you can get an underwriter to review all 3 accounts for more credit.  MAYBE Barclay if you just want more credit and they have easy underwriting to talk to with TU and will give good limits etc.

OH, now I remember why I started responding... Green back dated to 91!!! But I don't see you with any American Express Revolvers?? Apply!!! maybe 2 of them!!! CLI after 62 days on 1, regular CLI at 6 months from there.... up to CLI 3x each time but no matter what ALWAYS SP to request those CLI  WIN WIN WIN!

[distantarray]

you have enough cards already, credit cards aren't like pokemon you don't have to app them all

besides it makes you more vulnerable for theft, make you look like your pyramiding scheme, higher risk for some of the better creditors like PenFED, lower your AAOA and could easily charge even $1 and easily forget to pay it to screw up your score for years, etc just not worth it, if you want to break the 100k limit strengthen up your credit scores and request for increases etc imo. No point in having cards you'll almost never use.

[p-]

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@distantarray wrote:

you have enough cards already, credit cards aren't like pokemon you don't have to app them all :

Quote of the day.

[Dustink]

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@p- wrote:

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@distantarray wrote:

you have enough cards already, credit cards aren't like pokemon you don't have to app them all :

Quote of the day.

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+1 haha

[youngandcreditwrthy]

pokemon...gotta catch em aaaallllll!!! Lmfao.