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Chase was $81k and I don't remenber AMEX. Was probably at least $40k.
@masscredit wrote:Chase was $81k and I don't remenber AMEX. Was probably at least $40k.
Ugh, I doubt they will forget a hit like that anytime soon.
My girlfriend used to work for Chase in quiet a few departments starting at collections and ending as a credit analyst. From what she has told Chase will probably never forgive because of the amount you "burned" them on. but as always YMMV, good luck!
I am curious myself about AMEX. I have heard by many that they blacklist, but my situation was a little different. I was AA'd and my account was closed. I paid the balance in full and they never lost a dime. I am hoping to get back in with them at a later date.
@Networth wrote:My girlfriend used to work for Chase in quiet a few departments starting at collections and ending as a credit analyst. From what she has told Chase will probably never forgive because of the amount you "burned" them on. but as always YMMV, good luck!
+1. If you burned them for that much, your chances of getting back with Chase and Amex are virtually none.
@CreditScholar wrote:
@Networth wrote:My girlfriend used to work for Chase in quiet a few departments starting at collections and ending as a credit analyst. From what she has told Chase will probably never forgive because of the amount you "burned" them on. but as always YMMV, good luck!
+1. If you burned them for that much, your chances of getting back with Chase and Amex are virtually none.
Agreed. I think at best you are looking at a low limit secured... at best. Come to think of it, I can't think of a Chase secured card...
@azguy13 wrote:
@CreditScholar wrote:
@Networth wrote:My girlfriend used to work for Chase in quiet a few departments starting at collections and ending as a credit analyst. From what she has told Chase will probably never forgive because of the amount you "burned" them on. but as always YMMV, good luck!
+1. If you burned them for that much, your chances of getting back with Chase and Amex are virtually none.
Agreed. I think at best you are looking at a low limit secured... at best. Come to think of it, I can't think of a Chase secured card...
I wouldn't even bother with either Chase or AMEX anymore, or at least not for a very very long time (decades). Your best bet is to focus on other lenders instead.
@CreditScholar wrote:
@azguy13 wrote:
@CreditScholar wrote:
@Networth wrote:My girlfriend used to work for Chase in quiet a few departments starting at collections and ending as a credit analyst. From what she has told Chase will probably never forgive because of the amount you "burned" them on. but as always YMMV, good luck!
+1. If you burned them for that much, your chances of getting back with Chase and Amex are virtually none.
Agreed. I think at best you are looking at a low limit secured... at best. Come to think of it, I can't think of a Chase secured card...
I wouldn't even bother with either Chase or AMEX anymore, or at least not for a very very long time (decades). Your best bet is to focus on other lenders instead.
Im thinking a CU is the best way to go. They are more personal and you can build a good relationship with them