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I've also not yet found a card that I can't obtain as I've never been denied a credit card, though I can't say I've always been instantly approved. This was also a pretty eventful year for me with 3 new cards, so I won't be applying for any other cards for quite some time. I suppose I could always run into one at somepoint though that I just can't get.
@Anonymous wrote:I've also not yet found a card that I can't obtain as I've never been denied a credit card, though I can't say I've always been instantly approved. This was also a pretty eventful year for me with 3 new cards, so I won't be applying for any other cards for quite some time. I suppose I could always run into one at somepoint though that I just can't get.
Thanks Koop. It's good to know I'm not alone.
Speaking of new cards, is there any reason you picked a MC for the sapphire preferred?
Yeah, the main reason was so that I could use it at Sam's Club, since they only take MC and Discover, and I already carry two Visas (Freedom and debit card).
For me, my nemesis is Citi. I am 0/2 different products, both years apart!
Once denied for a secured, years later for a Dividend.
If I am up for the pain, I might try for the Diamond Preferred at some point to add a M/C to the mix (if Chase doesn't PC my Freedom from VISA to M/C first).
I want a JCB for some reason though I can't have one because it's not offered in my state.
I can't seem to get approved for a Chase card, though I've managed to pass hurdles for major credit sticklers like AMEX and US Bank (and have gotten healthy credit limits).
I havent tried recently because I have a judgement on my credit report and wont try for a while as I'm gardening now, but they are still a target in my crosshairs.
Anybody who has had this issue with Discover.. Hopefully the IT card will bring better results... Its supposed to be the Zync of Discover... Basically, a prime card that's credit requirement are more "loose" than Discovers other cards... with that said I wouldn't expect any big CL's with this card but hey, it can hopefully get our foot in the door with Discover!
@Tommy5746 wrote:Anybody who has had this issue with Discover.. Hopefully the IT card will bring better results... Its supposed to be the Zync of Discover... Basically, a prime card that's credit requirement are more "loose" than Discovers other cards... with that said I wouldn't expect any big CL's with this card but hey, it can hopefully get our foot in the door with Discover!
Discover won't budge for me because they apparently keep pulling my EQ (they do this in the northeast a big, apparently) which is uglier than my TU. *sigh*
@Duncanrr wrote:Great, do you want a cookie?
@CreditScholar wrote:
@Duncanrr wrote:Good for you but you are kind of missing the point of this thread.
@CreditScholar wrote:None yet. I've been instantly approved for every card I've ever applied for.
Oh I understood perfectly
Heeheehee. hahahaa.