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Cards approval success and Citi BestBuy Card

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Chanduwar
Frequent Contributor

Cards approval success and Citi BestBuy Card

This month has been good. I applied for Chase Freedom and Wells Fargo cards, both got approved with Credit Limits of 6K and 8K respectively.

Chase did HP's on EX and EQ while Wells Fargo did HP on TU.

 

This month even CaptialOne showed me love by auto CLI's on two of my cards.

 

The worst card in my wallet is Citi BestBuy MC with $600 line of credit. My question is should I try and the Luv button for a CLI and make the card look better?

 

 

Message 1 of 9
8 REPLIES 8
yudeology101
Senior Contributor

Re: Cards approval success and Citi BestBuy Card

All depends on how long you've had your Best Buy card, and if you're ready to take a HP.  What's your profile look like? 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 2 of 9
Paperboy999
Contributor

Re: Cards approval success and Citi BestBuy Card

I would go for it. I was just approved for the freedom and I asked for CLI for my Best Buy card right after. I asked for and was given 4000 more. It can't hurt to ask. They did give me a hard pull.
11/09 EX 564
10/12 EX 673 TU 674
1/13 TU 686
2/13 EX 701
Goal 750+
Message 3 of 9
coldnmn
Mega Contributor

Re: Cards approval success and Citi BestBuy Card

Congrats! I guess the question is it worth a hard pull not knowing if you will even get one with the new accounts showing. One thing the inquiries will age together.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 4 of 9
GFer
Valued Contributor

Re: Cards approval success and Citi BestBuy Card


@Chanduwar wrote:

This month has been good. I applied for Chase Freedom and Wells Fargo cards, both got approved with Credit Limits of 6K and 8K respectively.

Chase did HP's on EX and EQ while Wells Fargo did HP on TU.

 

This month even CaptialOne showed me love by auto CLI's on two of my cards.

 

The worst card in my wallet is Citi BestBuy MC with $600 line of credit. My question is should I try and the Luv button for a CLI and make the card look better?

 

 


Mine was a HP, but went from $3k to $8k. Helps tremendously when your carrying a good amount for -0- Promo!



EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

Take the myFICO Fitness Challenge
Message 5 of 9
Chanduwar
Frequent Contributor

Re: Cards approval success and Citi BestBuy Card

My FICO scores are not bad

 

EQ 704

TU 719

EX 713

 

Just contemplating if I should go for the HP. Citi BestBuy is the only card I have that has CL of less then 1K.

I agree that the inquiry will age simultaneously.

 

 

 

Message 6 of 9
Chanduwar
Frequent Contributor

Re: Cards approval success and Citi BestBuy Card

By the way which bureau does CITI pull from? I am in VA.

Message 7 of 9
GFer
Valued Contributor

Re: Cards approval success and Citi BestBuy Card

I'm in MO and they pulled only EQ.



EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

Take the myFICO Fitness Challenge
Message 8 of 9
alvon123
Super Contributor

Re: Cards approval success and Citi BestBuy Card


@Chanduwar wrote:

This month has been good. I applied for Chase Freedom and Wells Fargo cards, both got approved with Credit Limits of 6K and 8K respectively.

Chase did HP's on EX and EQ while Wells Fargo did HP on TU.

 

This month even CaptialOne showed me love by auto CLI's on two of my cards.

 

The worst card in my wallet is Citi BestBuy MC with $600 line of credit. My question is should I try and the Luv button for a CLI and make the card look better?

 

 


congrats on the approvals


Message 9 of 9
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