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All (over 10 stores) except for one of my Walmarts code as GROCERY STORES/ SUPERMARKETS/ BAKERIES - 5411
Your best bet is a flat 2% card. You won't have to worry about coding inconsistencies that way. The cards I'm aware of that give more than 2% on grocery (i.e. Amex BCE) never give Walmart as a bonus. So if you are going to get 2% (maybe) on another card, may as well just use a flat 2% and be guaranteed.
I know my Penfed Platinum Rewards Visa gives me 3x points at my local Walmart supercenter..
I had the same question a while ago and I'm still looking for a good card for walmart. BoA and cap1 code as groceries but I'm looking for something better, preferably without a quarterly cap. Haven't found anything so far, may have to settle with a 2% card.
@DaveInAZ wrote:
@simplynoir wrote:AMEX specifically mentions Walmart as not counting for grocery/supermarket spending. You may get lucky with the merchant coding for your particular Walmart but for the most part it'll not count. I do believe the BofA Cash Rewards counts for 2% because of the Visa network as an option, dunno about the Savor. But honestly if you really want to shop at Walmart (not online) you're probably better off using a generic 2% cashback card like the Citi DC for example for shopping there. Occasionally Discover and Chase will do quarterly categories for 5% there (warehouse for Disco and Chase Pay through the Walmart app) but for those other times it's not in play better using a 2% card.
When I checked that every Walmart in southern AZ codes as grocery, my BoA Cash Rewards & Cap One Savor give me 2% as a grocery, whether a super center or not.
So you guys do get 2% with your BoA Cash & Cap1 Savor at Walmart or other Grocery stores? Are your cards MasterCards or Visa?
My Local Walmart Supercenter MCC codes as "GROCERY STORES/ SUPERMARKETS/ BAKERIES - 5411" on the Visa Supplier Locator Site. and my UsBank Cash+ Visa does get 2% at this Walmart (just earned $2.45 out of $122.29 the other day) and other Grocery stores. But would like to use the Cash+ 2% on Restaurants and PC my BankAmericard to the Cash Rewards to use the 2% at Walmart or other Grocery stores.
Yes can use my 5% Freedom with Walmart and Chase Pay on Q4
Yeah the Citi DC or PayPal CB Flat 2% would be the best but would need to wait to get 2 more Chase cards to pass the 5/24 rule
Have the Following:
CashBack Cards Goals: Citi Rewards+
Status: Doing my Homework before I App
Note to Self: Focus on the Abundance of Love and you shall have more!
I use my US Bank Altitude Reserve on Samsung pay and get 3% that redeems for travel at 4 1/2%. This card works for just about all my spend and essentially get 4 1/2% back on everything except for gas and restraunts since I only redeem for travel. Highly recommend this card.
@Anonymous wrote:I use my US Bank Altitude Reserve on Samsung pay and get 3% that redeems for travel at 4 1/2%. This card works for just about all my spend and essentially get 4 1/2% back on everything except for gas and restraunts since I only redeem for travel. Highly recommend this card.
so can redeem the 3x points as cashback or only as travel credit?
Have the Following:
CashBack Cards Goals: Citi Rewards+
Status: Doing my Homework before I App
Note to Self: Focus on the Abundance of Love and you shall have more!
No limits, and really easy redemption.$400 annual fee but $325 travel credit and a bunch of other benefits that have this a free card for me.