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Care Credit


Care Credit

Hi all. I had a care credit account about 10 years ago when it was under GE bank/money. I fell on some really hard times and couldn't pay it. It was charged off I believe. It is no where on my credit report.
My question is: will this keep me from getting any other Synchrony cards? I need a lowes card.

Scores are all above 630. No late payments on credit report. Two very small collections, $100 or less.
Message 1 of 2
Super Contributor

Re: Care Credit

I don't believe that one specific piece of information will stop you from getting a Lowes card...  I DO believe that a 630 score will.  


Is that a Trans Union Fico 8 score?


Get that up to 660, THEN apply for Lowes.


Good luck!

01/01/21 Fico 8: EX 778, EQ 787, TU 786.

Zero percent financing is where the devil lives...

I DID IT! No inquiries in 2020!!!!!
Message 2 of 2
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