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Care Credit

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Member

Care Credit

Hi all. I had a care credit account about 10 years ago when it was under GE bank/money. I fell on some really hard times and couldn't pay it. It was charged off I believe. It is no where on my credit report.
My question is: will this keep me from getting any other Synchrony cards? I need a lowes card.

Scores are all above 630. No late payments on credit report. Two very small collections, $100 or less.
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Super Contributor

Re: Care Credit

I don't believe that one specific piece of information will stop you from getting a Lowes card...  I DO believe that a 630 score will.  

 

Is that a Trans Union Fico 8 score?

 

Get that up to 660, THEN apply for Lowes.

 

Good luck!



11/27/20 Mortgage scores: EX2 758, EQ5 726, TU4 no idea.
11/01/20 Fico 8: EX 754, EQ 752, TU 765.
11/04/20 Fico 9: EX 713, EQ 720, TU no idea...

Zero percent financing is where the devil lives...
Sitting in the garden behaving myself. #noinqs2020
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