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Care Credit

Npberg
Member

Care Credit

Hi all. I had a care credit account about 10 years ago when it was under GE bank/money. I fell on some really hard times and couldn't pay it. It was charged off I believe. It is no where on my credit report.
My question is: will this keep me from getting any other Synchrony cards? I need a lowes card.

Scores are all above 630. No late payments on credit report. Two very small collections, $100 or less.
Message 1 of 2
1 REPLY 1
tcbofade
Community Leader
Super Contributor

Re: Care Credit

I don't believe that one specific piece of information will stop you from getting a Lowes card...  I DO believe that a 630 score will.  

 

Is that a Trans Union Fico 8 score?

 

Get that up to 660, THEN apply for Lowes.

 

Good luck!

10/01/21 Fico 8: EX 739, EQ 754, TU 758.
10/04/21 Fico 9: EX 739, EQ 756, TU No idea.

Zero percent financing is where the devil lives...
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