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CareCredit CLI Question

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jigglypuff
Regular Contributor

CareCredit CLI Question

hey all

 

I was just approved for a CareCredit, but I'm not enamored with the limit

 

should I request a CLI upon activation or am I better off calling as soon as I can on Monday for a CLI? does all the Synchrony craziness I've skimmed through affect my chances?

 

obviously trying to avoid another HP

 

any input is appreciated! 

Green Card: NPSL | Freedom VS: $5K | Discover it: $25K | Quicksilver Platinum MC: $6K | Victoria's Secret Angel Forever: $3.15K | Sapphire Preferred VS: $7.3K | Dividend Platinum Select V: $9K | Barclaycard Rewards MC: $1.5K | Cash Rewards Platinum Plus V: $2.5K | Slate V: $500 | Target REDcard: $1.5K | Amex EveryDay: $18K | Blue Cash Everyday: $18K | Fidelity Rewards VS: $9K | Double Cash WMC: $12.8K | Better Balance Rewards Platinum Plus MC: $7.5K | Ebates Cash Back VS: $8K | Nordstrom VS: $10K | Sallie Mae WMC: $5K | FNBO American Express 6.25%: $11.7K | Quicksilver VS: $10.75K | SaksFirst Store Card: $2.25K | Saks WEMC: $8K | Iberia Bank Visa Classic: $8.5K | Blispay V: $7.5K
Message 1 of 8
7 REPLIES 7
SouthJamaica
Mega Contributor

Re: CareCredit CLI Question


@jigglypuff wrote:

hey all

 

I was just approved for a CareCredit, but I'm not enamored with the limit

 

should I request a CLI upon activation or am I better off calling as soon as I can on Monday for a CLI? does all the Synchrony craziness I've skimmed through affect my chances?

 

obviously trying to avoid another HP

 

any input is appreciated! 


1. The good news: you can call them at any point, and they're pretty accommodating about CLI's.

 

2. The bad news: they will take another hard pull.

 

 


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 2 of 8
Anonymous
Not applicable

Re: CareCredit CLI Question

I would ask via chat especially if it will be a SP. The rep said it may or may not, but it was a soft. I have been with them for 3 years and asked for a CLI in Dec so who knows.
Message 3 of 8
Anonymous
Not applicable

Re: CareCredit CLI Question

I asked via chat and it was a SP
Message 4 of 8
jigglypuff
Regular Contributor

Re: CareCredit CLI Question

thanks, everyone! I tried asking over chat, but he wasn't helpful and told me to call a number

 

I just got off the phone (855-373-5257); the rep said it would be SP without me even asking

 

I more than doubled my limit to $12K -- so happy 

 

cannot wait to buy my new face and sinuses next month

Green Card: NPSL | Freedom VS: $5K | Discover it: $25K | Quicksilver Platinum MC: $6K | Victoria's Secret Angel Forever: $3.15K | Sapphire Preferred VS: $7.3K | Dividend Platinum Select V: $9K | Barclaycard Rewards MC: $1.5K | Cash Rewards Platinum Plus V: $2.5K | Slate V: $500 | Target REDcard: $1.5K | Amex EveryDay: $18K | Blue Cash Everyday: $18K | Fidelity Rewards VS: $9K | Double Cash WMC: $12.8K | Better Balance Rewards Platinum Plus MC: $7.5K | Ebates Cash Back VS: $8K | Nordstrom VS: $10K | Sallie Mae WMC: $5K | FNBO American Express 6.25%: $11.7K | Quicksilver VS: $10.75K | SaksFirst Store Card: $2.25K | Saks WEMC: $8K | Iberia Bank Visa Classic: $8.5K | Blispay V: $7.5K
Message 5 of 8
AverageJoesCredit
Legendary Contributor

Re: CareCredit CLI Question

GREAT!! Get jiggly wit itSmiley Wink
Message 6 of 8
Anonymous
Not applicable

Re: CareCredit CLI Question

Nice CL!

Message 7 of 8
Anonymous
Not applicable

Re: CareCredit CLI Question

That is outstanding! Congratulations!

Message 8 of 8
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