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Carecredit

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primandproper
Established Member
‎09-05-2013 04:12 AM
‎09-05-2013 04:12 AM

Carecredit

Im not sure if this question is in the right forum but Im wondering which credit bureau does CareCredit use? And if their score that that say i have is FICO or FAKO?

2/26/13: 528-myfico EX
3/10/13: 533 myfico EQ
4/02/13: 539 myfico EQ
3/16/13: 566 EX(us bank)
Starting Score: 528
Current Score: 539
Goal Score: 650

Take the myFICO Fitness Challenge

Message 1 of 7
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CreditControl
Contributor
‎09-05-2013 07:07 AM
‎09-05-2013 07:07 AM

Re: Carecredit

I don't recall who they pulled when I initially applied in 2007.  However, my recent CLI request was a HP on EX.


CSP - 11,000 Chase Freedom 12,000; AMEX Delta Gold 2,000; AMEX Delta Platinum (AU) 15,000; Discover IT 9,500; BOA Cash Rewards 30,000; AMEX BCE 9,900; Belk 7,000; Macys 7,000; Lane Bryant 3,600; HH Gregg 3,000; Care Credit; 7,200; Bloomingdale's 3,000
Message 2 of 7
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FinStar
Moderator Emeritus
‎09-05-2013 07:22 AM
‎09-05-2013 07:22 AM

Re: Carecredit

CareCredit (GECRB) typically pulls TU.

Message 3 of 7
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Creditaddict
Legendary Contributor
‎09-05-2013 07:37 AM
‎09-05-2013 07:37 AM

Re: Carecredit

@primandproper wrote:

Im not sure if this question is in the right forum but Im wondering which credit bureau does CareCredit use? And if their score that that say i have is FICO or FAKO?

They pull TU and Fico. in the 600's should get you approved.

Message 4 of 7
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primandproper
Established Member
‎09-05-2013 08:35 AM
‎09-05-2013 08:35 AM

Re: Carecredit

Carecredit denied me but they pulled fromt ransunion and has my score at a 601. i wonder if thats a true fico score or fako?

2/26/13: 528-myfico EX
3/10/13: 533 myfico EQ
4/02/13: 539 myfico EQ
3/16/13: 566 EX(us bank)
Starting Score: 528
Current Score: 539
Goal Score: 650

Take the myFICO Fitness Challenge

Message 5 of 7
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Creditaddict
Legendary Contributor
‎09-05-2013 08:46 AM
‎09-05-2013 08:46 AM

Re: Carecredit

@primandproper wrote:

Carecredit denied me but they pulled fromt ransunion and has my score at a 601. i wonder if thats a true fico score or fako?

Fico

Message 6 of 7
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tinuviel
Moderator Emeritus
‎09-05-2013 09:31 AM
‎09-05-2013 09:31 AM

Re: Carecredit

They pulled TU for my DH's card.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
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