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@kdm31091 wrote:
Well, if its either the cash rewards or nothing, I think most would want the cash rewards. At least you can upgrade later. It beats a straight decline.
To be fair theyre pretty clear on the website that you may end up with cash rewards
I agree, just saying hate cards that downgrade to a lesser tier personally.. I knew I was applying for the Cash Rewards, but others that get downgraded, those are who I feel for.. You very well could of got the cash rewards as well.. Can happen to anyone with stellar credit/income if US Bank so chooses... Sure you wouldn't of been to thrilled either, just saying
More info in OP
@kdm31091 wrote:I know it sucks but you can hang on to the cash rewards for 6 months to a year, show a good history, and later upgrade (and hopefully CLI!) to the Cash+. Many have reported that was possible.
And eventually, if you could get them both into Cash+ you'll have double the rewards categories. I WANT THAT.