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Cash+ Denial =( ---EDIT: Reconed

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kdm31091
Super Contributor

Re: Cash+ Denial =(

Well, if its either the cash rewards or nothing, I think most would want the cash rewards. At least you can upgrade later. It beats a straight decline.

To be fair theyre pretty clear on the website that you may end up with cash rewards

Message 11 of 16
CreditCuriosity
Moderator Emeritus

Re: Cash+ Denial =(


@kdm31091 wrote:
Well, if its either the cash rewards or nothing, I think most would want the cash rewards. At least you can upgrade later. It beats a straight decline.

To be fair theyre pretty clear on the website that you may end up with cash rewards


I agree, just saying hate cards that downgrade to a lesser tier personally.. I knew I was applying for the Cash Rewards, but others that get downgraded, those are who I feel for.. You very well could of got the cash rewards as well.. Can happen to anyone with stellar credit/income if US Bank so chooses... Sure you wouldn't of been to thrilled either, just saying Smiley Happy

Message 12 of 16
kdm31091
Super Contributor

Re: Cash+ Denial =(

Oh yeah id be mad, lol but if its that or a decline id take it.
Message 13 of 16
Anonymous
Not applicable

Re: Cash+ Denial =(

More info in OP

Message 14 of 16
Anonymous
Not applicable

Re: Cash+ Denial =(


@kdm31091 wrote:

I know it sucks but you can hang on to the cash rewards for 6 months to a year, show a good history, and later upgrade (and hopefully CLI!) to the Cash+. Many have reported that was possible.


And eventually, if you could get them both into Cash+ you'll have double the rewards categories. I WANT THAT. 

Message 15 of 16
Anonymous
Not applicable

Re: Cash+ Denial =(

CreditCuriousity - I have had real good luck going into a branch US Bank and having the Personal Banker help my by actually submitting the required info. In fact the personal banker called (some where) and had a chat. It took two days but she got me the US Bank Cash+ VS and a better Apr than I could get. Did she have influence? All I know is it worked.
Message 16 of 16
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