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Hi Everyone,
Which cashback credit cards actually allow you to deposit the cash you earn into your checking account instead of just a statement credit? I know the Apple Card has this option.
Thanks,
Soxfaninfl
Depends on the card.
WF is point redemptions
Disco is DD
BBVA is SC
BOA is SC
Amex is SC
Chase is DD
Citi is DD
Uber is DD
USB is DD if you open an account to txfr it into otherwise it's redemption
Some banks offer both options. You can do either statement credit or bank account deposit with Chase.
@Anonymous wrote:Depends on the card.
BOA is SC
BoA Cash Rewards lets you choose between redeeming the cash into a checking or savings account, statement credit, or they'll send you a check if you're willing to wait 2 weeks.
BoA Premium Rewards will let you redeem points as cash at $0.01/point into checking/savings or as a statement credit, with a 2,500 point mininum redemption.
@coldfusion wrote:
@Anonymous wrote:Depends on the card.
BOA is SC
BoA Cash Rewards lets you choose between redeeming the cash into a checking or savings account, statement credit, or they'll send you a check if you're willing to wait 2 weeks.
BoA Premium Rewards will let you redeem points as cash at $0.01/point into checking/savings or as a statement credit, with a 2,500 point mininum redemption.
If you open an account with them. Otherwise the most convenient is just shift it into a SC.
CR doesn't have a minimum and a large % of their cards are in that mold other than PR.
Honestly I prefer statement credit. It's just easier. One step - redeem.
@soxfaininfl wrote:Hi Everyone,
Which cashback credit cards actually allow you to deposit the cash you earn into your checking account instead of just a statement credit? I know the Apple Card has this option.
Thanks,
Soxfaninfl
Most give you that option.