CashBack for 2018 !

[Anonymous]

I haven’t added them all up... gotta be at least 200-300 though. Not counting my bcp sign up bonus. And not to mention $700 in new checking account bonuses! I think I made over 1k between my credit cards and bank accounts.

[Anonymous]

Nice post!

With Discover (excluding CB match), I added up right around $250ish (around $400 with it).

If I added up all cards I would probably be in the $500-$600 range after subtracting annual fees.

I redeem them almost as soon as they come up usually. It comes as a bit of a shock to see them all totaled up like that. I was thinking I would be somewhere $300 region altogether before looking at this. Wow!

[longtimelurker]

It really all comes down to spend, if you spend enough, even a 1% card will give more cashback than many here.

[Fico82]

@ Saeren - thats great to hear , i wish i would have taken advantage of the matching... i didnt know what cashback was or how it worked at that time . im also in the same boat as you with not so high of income but charging and focusing everything on one card to maximize the cashback. thanks for sharing.

@ plasticbill - sounds like you did good for 2018 ! great job !

@ TheBrad - yeah i do the same where monthly i cash out as a statement credit but now looking at the big picture it sure does add up !

@ longtimelurker - i agree thats the name of the game , thanks for chiming in.

[Anonymous]

Yeah honestly I kind of messed up with my Discover. I got other cards during this first year which meant that thousands of spending went to those SUBs which could have been put towards 5% and regular 1% match spending. 

[Fico82]

saeren we live and we learn lol , luckily with this site we can do alot of learning thats for sure ! 

[MakingProgress]

At the beginning of 2018 I had a 6 month old  Cap One QS.   In Feb I obtained an Amex BCE, Discover it, Chase Amazon Prime Visa, and Citi DC. My DW had a generic Visa from Elan Financial  that got points she converts to cash, and she got an Amex Cash Magnet in June.

We earned $300 in Subs. $800 in cash back and I have about $350 not claimed yet, $298 of that is my cash back match from Disco that I will get the end of Feb.

[Anonymous]

I was thinking of posting this as well haha!

I retrieve almost $700 in year 2018 because of Cash Back. Combination of all of my cards on my sig

I feel amazing for that but at the same time kind of icky as I've spend too much to earn that? lol

[Anonymous]

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@Fico82 wrote:

@ TheBrad - yeah i do the same where monthly i cash out as a statement credit but now looking at the big picture it sure does add up !

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Yeah it does. At the start of this year I opened a new savings account, and have started depositing what I earn in cashback. It's going to be interesting to see what the total is at Christmas time.

[Fico82]

@ MakingProgress - thanks for posting , looks like you did great this past year !

@ TheBrownDaredevil - yeah i definitely know what u mean lol

@ TheBrad - keep me updated around christmas time to see how well you did !