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Cashback Card For Walmart Grocery Pickup/Delivery?

DaveInAZ
Senior Contributor

Re: Cashback Card For Walmart Grocery Pickup/Delivery?


@patoot10 wrote:

In 2 weeks, Discover Q4 kicks in which is wholesales clubs and Amazon.com

 

All you need to do is buy sams club gift cards then use them at walmart. Effectively earning 5% on walmart, walmart.com & walmart grocery.

 

You can also max the quarter if you want to enjoy the 5% for a little longer or if you buy a lot of groceries.

 

If you are in your first year with Discover, it's going to be 10% due to the match.

 

Thanks,


Don't you have to be a member to buy Sams Club gift cards? I don't do the membership wholesale clubs, Sams or Costco, I'm single so I don't like buying in bulk and they're way out of my way anyway. And if you have a Sam's Club membership why not just shop there?

 

My store doesn't have grocery pick up yet, and I'm not sure I'll do it if/when they do get it - produce & meat are things I want to look at and pick & choose, so no Amex BCE for me - while most of my Visa & MC cards code my Walmart as grocery, Amex codes it as discount store.

Message 21 of 51
patoot10
Frequent Contributor

Re: Cashback Card For Walmart Grocery Pickup/Delivery?

You do need a membership to buy gift cards from Sams Club, but who doesn't have a friend that you can go with or have them order it online for you.

 

Also I shop at walmart because for somethings it just doesn't make sense to buy in bulk if you don't have a big family.

 

As far as pickup goes I enjoy buying grocery so doing pickup is not a good idea. I like Amex BCE but even if it earns 3% you need to spend $833 to be able to redeem which is a pain and you can get 3% anyway at walmart using the PayPal trick.




Message 22 of 51
MakingProgress
Senior Contributor

Re: Cashback Card For Walmart Grocery Pickup/Delivery?


@rolangunslinger wrote:

I use AMEX BCE which will give you 3% cash back.


It all depends on how your walmart is coded.  My local walmart does not code as a  grocery store therefore I get 1% at walmart not 3% even though I am purchasing groceries. 

 

Edit:  I should have read through the entire thing before replying. 




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Message 23 of 51
UncleB
Moderator

Re: Cashback Card For Walmart Grocery Pickup/Delivery?


@MakingProgress wrote:

@rolangunslinger wrote:

I use AMEX BCE which will give you 3% cash back.


It all depends on how your walmart is coded.  My local walmart does not code as a  grocery store therefore I get 1% at walmart not 3% even though I am purchasing groceries. 


Walmart Grocery Pickup seems to be different... on the statement the location is Bentonville, AR - not the local store.

 

I'm hoping this continues.  Smiley Happy

Message 24 of 51
Rikkumz
Valued Member

Re: Cashback Card For Walmart Grocery Pickup/Delivery?


@patoot10 wrote:

You do need a membership to buy gift cards from Sams Club, but who doesn't have a friend that you can go with or have them order it online for you.

 

Also I shop at walmart because for somethings it just doesn't make sense to buy in bulk if you don't have a big family.

 

As far as pickup goes I enjoy buying grocery so doing pickup is not a good idea. I like Amex BCE but even if it earns 3% you need to spend $833 to be able to redeem which is a pain and you can get 3% anyway at walmart using the PayPal trick.


Would you mind explaining more about the Walmart/Paypal trick for those of us not in the know?  I tried searching the board but I wasn't able to come across a thread with relevant details.

Message 25 of 51
DaveInAZ
Senior Contributor

Re: Cashback Card For Walmart Grocery Pickup/Delivery?


@Rikkumz wrote:

@patoot10 wrote:

You do need a membership to buy gift cards from Sams Club, but who doesn't have a friend that you can go with or have them order it online for you.

 

Also I shop at walmart because for somethings it just doesn't make sense to buy in bulk if you don't have a big family.

 

As far as pickup goes I enjoy buying grocery so doing pickup is not a good idea. I like Amex BCE but even if it earns 3% you need to spend $833 to be able to redeem which is a pain and you can get 3% anyway at walmart using the PayPal trick.


Would you mind explaining more about the Walmart/Paypal trick for those of us not in the know?  I tried searching the board but I wasn't able to come across a thread with relevant details.


It's this thread: Earn 3% on everything using one card. If you have the PayPal business debit card you get 1% cashback when you run it as credit with no PIN. Then if you have the PayPal 2% Cashback Mastercard you can set it as the backup funding for the debit card for 2% rewards, getting a combined 3% rewards. Your PayPal Cash balance has to be zero or the debit card will use those funds first.

Message 26 of 51
Rikkumz
Valued Member

Re: Cashback Card For Walmart Grocery Pickup/Delivery?


@DaveInAZ wrote:

@Rikkumz wrote:

@patoot10 wrote:

You do need a membership to buy gift cards from Sams Club, but who doesn't have a friend that you can go with or have them order it online for you.

 

Also I shop at walmart because for somethings it just doesn't make sense to buy in bulk if you don't have a big family.

 

As far as pickup goes I enjoy buying grocery so doing pickup is not a good idea. I like Amex BCE but even if it earns 3% you need to spend $833 to be able to redeem which is a pain and you can get 3% anyway at walmart using the PayPal trick.


Would you mind explaining more about the Walmart/Paypal trick for those of us not in the know?  I tried searching the board but I wasn't able to come across a thread with relevant details.


It's this thread: Earn 3% on everything using one card. If you have the PayPal business debit card you get 1% cashback when you run it as credit with no PIN. Then if you have the PayPal 2% Cashback Mastercard you can set it as the backup funding for the debit card for 2% rewards, getting a combined 3% rewards. Your PayPal Cash balance has to be zero or the debit card will use those funds first.


Nice!  Thanks for the info.

Message 27 of 51
DaveInAZ
Senior Contributor

Re: Cashback Card For Walmart Grocery Pickup/Delivery?

Walmart has been running promos where you pay in store with your Walmart store card with Walmart Pay for 3% rewards, Walmart Pay is included the Walmart Android or iOS app. The last promo was June & July and I used that. No promo since then so I've rarely used my Walmart card since, 1% rewards in store doesn't cut it, I have a couple Visa/MC cards that give me 2%.

Message 28 of 51
tiniwings
Member

Re: Cashback Card For Walmart Grocery Pickup/Delivery?


@patoot10 wrote:

In 2 weeks, Discover Q4 kicks in which is wholesales clubs and Amazon.com

 

All you need to do is buy sams club gift cards then use them at walmart. Effectively earning 5% on walmart, walmart.com & walmart grocery.

 

You can also max the quarter if you want to enjoy the 5% for a little longer or if you buy a lot of groceries.

 

If you are in your first year with Discover, it's going to be 10% due to the match.

 

Thanks,



Hi,

Thanks for the tip! I have't got this idea even I use Discover and Walmart for my shopping.

Quick question: Will cashback points apply even if we purchase Gift Cards ? In this case 5% for Sam's Club Gift Card?

 

Thank you.


Message 29 of 51
DaveInAZ
Senior Contributor

Re: Cashback Card For Walmart Grocery Pickup/Delivery?


@tiniwings wrote:

@patoot10 wrote:

In 2 weeks, Discover Q4 kicks in which is wholesales clubs and Amazon.com

 

All you need to do is buy sams club gift cards then use them at walmart. Effectively earning 5% on walmart, walmart.com & walmart grocery.

 

You can also max the quarter if you want to enjoy the 5% for a little longer or if you buy a lot of groceries.

 

If you are in your first year with Discover, it's going to be 10% due to the match.

 

Thanks,



Hi,

Thanks for the tip! I have't got this idea even I use Discover and Walmart for my shopping.

Quick question: Will cashback points apply even if we purchase Gift Cards ? In this case 5% for Sam's Club Gift Card?

 

Thank you.


Yes, Discover doesn't have a problem with gift card purchases and you get the same cashback points. When the Disco 5% category is for groceries there's always a big thread about buying gift cards at grocery stores as they sell a large variety of them, including Visa & Mastercard that can be used anywhere.

Message 30 of 51
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