@Anonymous wrote:
I would rather pay for AppleCare+. Xfinity Mobile gives me AppleCare+ with theft and loss through Assurant for $12 a month and considering how much Apple charges for out of warranty damage... yeah, not worth the hassle of filling out a claim and having to be reimbursed and all that. AppleCare+ isn’t really something that you just don’t budget for when you get an Apple product anyway so for all intents and purposes it might as well be considered part of the purchase price.
$29/$99 isn’t bad when you look at the $175+ that Android owners have to contend with for insurance deductibles which was what I was getting at about the Uber benefit being great for Android phones. I had to pay that stupid deductible a few times back in the day even for things that should have been covered by warranty because I kept getting refurb units from Sprint that were broken as well. Don’t get me started on how much I don’t miss dealing with warranty issues with Android and Windows Mobile 5 devices... I haven’t even had to use AppleCare yet but just knowing how hassle free it is compared to dealing with carrier insurance or phone manufacturers with Android or WM 5 makes it well worth the price to me.
Loss and theft is moot on the Uber plan since you’ll still be out of pocket significantly if you lose a XS Max. A $449 deficit before taxes is higher than any deductible and it’s actually $474 since the plan has a $25 deductible and that’s still assuming you went for the base 64GB.
@Anonymous wrote:
I would rather pay for AppleCare+. Xfinity Mobile gives me AppleCare+ with theft and loss through Assurant for $12 a month and considering how much Apple charges for out of warranty damage... yeah, not worth the hassle of filling out a claim and having to be reimbursed and all that. AppleCare+ isn’t really something that you just don’t budget for when you get an Apple product anyway so for all intents and purposes it might as well be considered part of the purchase price.
$29/$99 isn’t bad when you look at the $175+ that Android owners have to contend with for insurance deductibles which was what I was getting at about the Uber benefit being great for Android phones. I had to pay that stupid deductible a few times back in the day even for things that should have been covered by warranty because I kept getting refurb units from Sprint that were broken as well. Don’t get me started on how much I don’t miss dealing with warranty issues with Android and Windows Mobile 5 devices... I haven’t even had to use AppleCare yet but just knowing how hassle free it is compared to dealing with carrier insurance or phone manufacturers with Android or WM 5 makes it well worth the price to me.
Loss and theft is moot on the Uber plan since you’ll still be out of pocket significantly if you lose a XS Max. A $449 deficit before taxes is higher than any deductible and it’s actually $474 since the plan has a $25 deductible and that’s still assuming you went for the base 64GB.
Just for the sake of discussion.
CASE1. Apple Care
You are paying approx $200 per year just for the insurance. Lets say there is a damage. Its a very easy claims process, but your minimum deductible is $29 (if screen broke) or $100 if phone broke. So in total you are paying between $229 to $300 a year if there is an issue.
CASE2. Credit card perk
You are paying zero money. Lets say you get a damage. You can send it to OFFICIAL APPLE SERVICE CENTER (so that there is no difference in quality of workmanship compared to Apple Care Case 1 ). You only pay $25. So in total you are paying only $25 a year if there is an issue.
The only extra step is the claims process. At least from my experience, it just took under an hour for gathering everything. Wasn't complicated.
