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@Anonymous wrote:I doubt the travel credit will remain. The letter states that more details about benefits and rewards will "come soon".
No Visa Signature card has airline incidental credit as far as I know, only Visa Infinite and that one has an annual fee.
@Anonymous, the Bank of America Premium Rewards has the $100 incidental credit as far as Visa Signature goes.
@Anonymous, the Bank of America Premium Rewards has the $100 incidental credit as far as Visa Signature goes.
Yes, and IMO a great card, I prize mine. But it has a $100 yearly fee which the PenFed does not.
I had the Pathfinder Amex, but I also had the much older Premium Travel Rewards Amex (5 points/$ on airfare, equivalent to 4.25% cash back on airfare). So, today I got two letters telling me I was getting new Pathfinder Visas. The Pathfinder Amex -> Visa letter was identical to the one posted above. The Premium Travel Rewards -> Pathfinder letter was slightly different:
More Rewards
* Earn 3x on all travel-related purchases [down from 5x on airfare, up from 1x on all other travel]
* Honors Advantage [veterans or checking account users] get 4x
* 1.5x on all other purchases [up from 1x on everything]
The same improved lounge access section [the current card required annual spend; I never paid much attention to this benefit because I have a CSR]
Better Travel Benefits
* $100 air travel credit [Pathfinder benefit, an upgrade from the existing Amex]
* GE or Precheck credit
* "Additional travel-friendly features not on current card"
The same "Increased-Value Added Benefits" section
The main thing is that you lose 5x on airfare, but gain $100 air travel and the GE/Pre credit. I'm not sure I like having two pathfinders, but maybe I'll just give lots of people the gift of global entry...
Mixed feelings on this one. American Express won't touch me due to my history with them, and I liked having an Amex card in my wallet (particularly for any Amex ticket presales.)
However the more universal acceptance of Visa will be particularly helpful when traveling overseas.
Although, I got an $18k CLI (from $7k to $25k) on this card yesterday, so that certainly makes this news a bit easier to take.
@Anonymous wrote:Mixed feelings on this one. American Express won't touch me due to my history with them, and I liked having an Amex card in my wallet (particularly for any Amex ticket presales.)
However the more universal acceptance of Visa will be particularly helpful when traveling overseas.
Although, I got an $18k CLI (from $7k to $25k) on this card yesterday, so that certainly makes this news a bit easier to take.
Congrats on the monster CLI. Was it an auto CLI or did you request resulting in a HP?
DOC is saying this ...which I'm not sure we can take as gospel, but probably validation of what we're assuming here.
@Buckwheat2U wrote:
@Anonymous wrote:Mixed feelings on this one. American Express won't touch me due to my history with them, and I liked having an Amex card in my wallet (particularly for any Amex ticket presales.)
However the more universal acceptance of Visa will be particularly helpful when traveling overseas.
Although, I got an $18k CLI (from $7k to $25k) on this card yesterday, so that certainly makes this news a bit easier to take.
Congrats on the monster CLI. Was it an auto CLI or did you request resulting in a HP?
Requested and HP'd
(Note: if you also bank at NFCU, there are lots of reports of requested CLIs being SP lately. I got + $8k on my Platinum a few weeks back.)
@Anonymous wrote:
@Buckwheat2U wrote:
@Anonymous wrote:Mixed feelings on this one. American Express won't touch me due to my history with them, and I liked having an Amex card in my wallet (particularly for any Amex ticket presales.)
However the more universal acceptance of Visa will be particularly helpful when traveling overseas.
Although, I got an $18k CLI (from $7k to $25k) on this card yesterday, so that certainly makes this news a bit easier to take.
Congrats on the monster CLI. Was it an auto CLI or did you request resulting in a HP?
Requested and HP'd
(Note: if you also bank at NFCU, there are lots of reports of requested CLIs being SP lately. I got + $8k on my Platinum a few weeks back.)
Where did you read the bolded from or seen it from? Auto CLI or ones requested? I certainly bank with them, but havent seen/heard such a thing, but admit I have been extremely busy with real life and havent went through all the PenFed new recently on the forum
@CreditCuriosity wrote:
@Anonymous wrote:
@Buckwheat2U wrote:
@Anonymous wrote:Mixed feelings on this one. American Express won't touch me due to my history with them, and I liked having an Amex card in my wallet (particularly for any Amex ticket presales.)
However the more universal acceptance of Visa will be particularly helpful when traveling overseas.
Although, I got an $18k CLI (from $7k to $25k) on this card yesterday, so that certainly makes this news a bit easier to take.
Congrats on the monster CLI. Was it an auto CLI or did you request resulting in a HP?
Requested and HP'd
(Note: if you also bank at NFCU, there are lots of reports of requested CLIs being SP lately. I got + $8k on my Platinum a few weeks back.)
Where did you read the bolded from or seen it from? Auto CLI or ones requested? I certainly bank with them, but havent seen/heard such a thing, but admit I have been extremely busy with real life and havent went through all the PenFed new recently on the forum
Hey @CreditCuriosity, follow the link below. I was able to get the max overall exposure on the 2 remaining CCs (shy of $200) m8
Ok, now back to the main PenFed topic 😊
@CreditCuriosity wrote:
@Anonymous wrote:
@Buckwheat2U wrote:
@Anonymous wrote:Mixed feelings on this one. American Express won't touch me due to my history with them, and I liked having an Amex card in my wallet (particularly for any Amex ticket presales.)
However the more universal acceptance of Visa will be particularly helpful when traveling overseas.
Although, I got an $18k CLI (from $7k to $25k) on this card yesterday, so that certainly makes this news a bit easier to take.
Congrats on the monster CLI. Was it an auto CLI or did you request resulting in a HP?
Requested and HP'd
(Note: if you also bank at NFCU, there are lots of reports of requested CLIs being SP lately. I got + $8k on my Platinum a few weeks back.)
Where did you read the bolded from or seen it from? Auto CLI or ones requested? I certainly bank with them, but havent seen/heard such a thing, but admit I have been extremely busy with real life and havent went through all the PenFed new recently on the forum
Here are a couple of the threads: