Chase 5/24 who has been the exception?

[Anonymous]

So just curious if people have applied and got approved with more than 5 accounts opened in 24 months.

I've seen people posting about getting cards approved with more than 5/24 .

If so post how many accounts and were they store and credit cards.

[Anonymous]

Chase customers get approved beyond 5/24 by branch offers, online offers (green checkmark), and offers in Credit Journey. 

Its extremely rare for a non-Chase customer to get past 5/24. If you think you have a good case, go for the card and be prepared to spend some time talking to recon. Worst case scenario you waste 2 HPs and better luck next time. 

[Anonymous]

Saw someone post earlier in the week that they were selected in the branch for a FU but was denied so applied cold for the sapphire and was approved.

Also read a few other posts about being approved while being over 5/24 recently. I'm curious if any others have tried and what the outcome was.

[Anonymous]

I mean there are always people who squeak by but they’re almost always existing Chase customers. That seems to be the best way to get around 5/24. 

[Anonymous]

Thinking of being a Guinea pig. I have a chase card with my wife I'm an AU. SW rewards cl 12k.

Ex 704
Tu 673
Eq 643

[AverageJoesCredit]

Do it We luv Guinea Pigs

[Anonymous]

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@Anonymous wrote:
Thinking of being a Guinea pig. I have a chase card with my wife I'm an AU. SW rewards cl 12k.

Ex 704
Tu 673
Eq 643

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I would have guinea pigged a long time ago if I didn’t have a BK on file. Auto rejection. 

643 might be a bit low though. 

[pinkandgrey]

I can’t speak from personal experience, but from what I can tell, preapproved or green check marks can get approved no matter what/24 lol 

[Anonymous]

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@Anonymous wrote:
Saw someone post earlier in the week that they were selected in the branch for a FU but was denied so applied cold for the sapphire and was approved.

Also read a few other posts about being approved while being over 5/24 recently. I'm curious if any others have tried and what the outcome was.

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Are you referring to this thread?  Chase Sapphire Pref Approved

If you are, its unclear whether the poster had an "in branch pre-approval" for the Freedom card that he applied for at the branch.  A "Selected for You" offer received online does not carry the same weight as an "in branch pre-approval."

I've been approved for Chase credit cards while over 5/24; my most recent approval was for a CSR while at 15/24.  But I'm a Chase customer and I only apply when I have "in branch pre-approvals" since that's the only guaranteed way to bypass the 5/24 rule.

[M_Smart007]

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@Anonymous wrote:

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  A "Selected for You" offer received online does not carry the same weight as an "in branch pre-approval."

I've been approved for Chase credit cards while over 5/24; my most recent approval was for a CSR while at 15/24.  But I'm a Chase customer and I only apply when I have "in branch pre-approvals" since that's the only guaranteed way to bypass the 5/24 rule.

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well, Looks like I'm going to have to drop by my local Chase branch once n a while. Since I am Like @AJC/24