Chase Amazon PC?

[LisaJ]

I'd be very certain they will soft pull before you proceed. Chase is a delight in most areas, but they are the most hard pull happy creditor I have ever dealt with.

[enharu]

Chances are you will end up canceling the amazon visa. Since you have the citi forward you aren't exactly losing out then. All good

[moneyinthebank]

you will be denied

[dpride86]

I wonder if they will PC my livingsocial card into a chase freedom?

[bs6054]

Actually (don't tell Chase!) since it is a fairly large CL ($23.5K) I will keep it even if they don't find a good solution.  It just won't get used.  And to be fair, as it has never been my major card, it's not a great loss to chase, my spend on it last year was $12K, $16K the year before, so they will survive the loss of income from my swipes.

[enharu]

I don't think this is chase's fault, for not trying to help or cater to your needs. Rather than that like others said, they are probably bound contractually with their agreement with amazon and can't just steal customers at will.

[bs6054]

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@enharu wrote:
I don't think this is chase's fault, for not trying to help or cater to your needs. Rather than that like others said, they are probably bound contractually with their agreement with amazon and can't just steal customers at will.

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Of course it's not Chase's fault, whatever that might mean, they have procedures and committments that I am not privy to.   I asked, they said no, I commented, and they decided to look again.  So saying No again is fine.  But I am free to ask if they can cater to my needs, evaluate the answer and make decisions.

Just like recons, you can ask.  In this case, they decided to recon, not me!

[enharu]

Yea I understand. I wanted to have my chase amazon pc so badly in the past too lol. I applied for the fun of it and wasn't expecting to get approved

[moneyinthebank]

BS just get used to the idea that you are not in charge on this the bank is.They can do whatever they please.Stop trying to cheat around and understand.

[bs6054]

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@moneyinthebank wrote:

BS just get used to the idea that you are not in charge on this the bank is.They can do whatever they please.Stop trying to cheat around and understand.

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Thanks for the feedback.  What exactly are you talking about?  The sequence

1) I asked if they could PC the card

2) They said No

3) I said That doesn't sound a great solution (no threats, cheats or anything)

4) They said they would look again

So please explain where I am cheating, claiming I am in charge or anything.  This is a consumer-business relationship.  They set conditions on the relationship (card, CL, APR etc) and I can continue the relationship or not as my needs change.

Do you make the same sort of post when people recon a rejection? Or since this is an early post, I guess we can look forward to that!