cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Amazon Visa & 5/24? Data Points

MrT_521
Regular Contributor

Re: Chase Amazon Visa & 5/24? Data Points


@CreditCuriosity wrote:

Read alot of DP's recently on other sites and certainly appears 5/24 doesn't apply to Amazon and SW.and possibly united card?  Tons of approvals I have seen on amazon cards well over 5/24.  Be interesting to grab our DP's from this site as well.


Reddit subs r/churning and r/CreditCards have some DPs about this. Most of the 5/24 approvals seem to be for the Amazon card, but a few DPs exist for Southwest, United, Hyatt, and IHG cards as well. So far, every single approval I've seen has been for a cobranded card. There are some denials too.

Credit Cards

Debit Cards




Message 11 of 65
crystal626
New Member

Re: Chase Amazon Visa & 5/24? Data Points

I get this card last week. I was 7/24 and approved for 5K but it shows 7500 on the Chase page. I saw the $200 gift card and decided to tryit. 

 

The pre-qualified kept saying Experian was frozen but I never frozen reports??

 

They just did one pull from the Experian. Score around 770. Income $25K. 

Message 12 of 65
wingennis
Established Contributor

Re: Chase Amazon Visa & 5/24? Data Points

Approved today just for the data point.  I was 8/24 now 9/24.  I have no other Chase cards.

Message 13 of 65
FinStar
Moderator

Re: Chase Amazon Visa & 5/24? Data Points


@wingennis wrote:

Approved today just for the data point.  I was 8/24 now 9/24.  I have no other Chase cards.


Thanks for the DPs @wingennis and @crystal626  -- for the purpose of capturing some DPs on here, can you provide or list the 7 or 8 accounts (with their age -- month/year obtained). 

 

Wingennis - was your application submitted via the pre-qualification tool or a cold app?

Message 14 of 65
Remedios
Moderator

Re: Chase Amazon Visa & 5/24? Data Points

Message 15 of 65
wingennis
Established Contributor

Re: Chase Amazon Visa & 5/24? Data Points


@FinStar wrote:

@wingennis wrote:

Approved today just for the data point.  I was 8/24 now 9/24.  I have no other Chase cards.


Thanks for the DPs @wingennis and @crystal626  -- for the purpose of capturing some DPs on here, can you provide or list the 7 or 8 accounts (with their age -- month/year obtained). 

 

Wingennis - was your application submitted via the pre-qualification tool or a cold app?


Cold app while I was on Amazon.  I opened BCP, Doublecash, PenFed Gold, Alaska Airlines, Evergreen, Custom Cash, Aspiration Zero, Venture X, Amazon since February 2020.  

Message 16 of 65
Beast26
Frequent Contributor

Re: Chase Amazon Visa & 5/24? Data Points

I'm 5/24 and I pre-qualified through the link.  Scared to pull trigger though. 1 card in last 6 months.





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $600
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $6,000
Citi Custom Cash $6,900
Verizon Visa $6,000
Message 17 of 65
ChargedUp
Senior Contributor

Re: Chase Amazon Visa & 5/24? Data Points

I cold app'ed for mine after the pre-qual constantly stating that I had EX frozen. (I had defrosted EX & TU as they seem to be what Chase is using lately.)

 

At 7/24 currently according to account opening dates on Experian.com. EX Fico 8 = 784 was HP'ed. 4 inquiries on EX, now 5.

UTL = $112 of $294,300 in open lines. AZE3, AAoA 3Y7M, AoOA 15Y4M, DTI = 14% per Experian.com. No derogs. Annual Income ~$200K

Spend on existing Chase cards ~$3500-$5000/month.

 

SL $35K (Highest SL so far).

 

 

AODFCU 3% Visa ($10K), Amex Gold (NPSL), Amex BCP ($27K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($29.7K), Cap 1 Union Plus MC ($2750), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), Elan Everyday Rewards+ Visa Sig($15K), BOC/Elan Max Cash MC ($25K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), PNC Points Visa Sig ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($20K), Bank of the West CB MC ($3.6K), PNC Cash Rewards Visa Sig ($19K), NASAFCU Rewards Visa ($20K), BoA Business Customized Cash Rewards MC ($8k), Chase Amazon Visa Sig ($35K), FNBO Evergreen Biz Visa Sig ($15K), Citizens ED Points Biz MC ($5K)
Message 18 of 65
FinStar
Moderator

Re: Chase Amazon Visa & 5/24? Data Points

Thanks for the DPs for those who have been approved and provided their info.

 

It appears the current trend so far (reported here and elsewhere), a variety of these 5/24 'bypass' approvals are within the 5-9 count. By the same token, similar instances have been reported with denials citing the 5/24 reason alone. I haven't seen any 10/24 (or greater) clearing the 5/24 'hurdle' as of yet 🤷🏼‍♂️, but these are very interesting developments so far!

 

Unfortunately, I can't test it myself since I already have the card (right before it became part of 5/24) plus it's doubtul they'll consider a twin even if I switched it to the Whole Foods Visa version.

Message 19 of 65
macinjosh
Senior Contributor

Re: Chase Amazon Visa & 5/24? Data Points

My current data point. Called in to do verification this am after apping on wednesday. I'm 10/24, thought I was 9/24. 🤷🏻‍♂️ I'm also 2/6 if that may have any bearing as to why I wasn't flat rejected.

 

Current status says 7-10 days. I won't be surprised if I get denied, but I'm staying hopeful. I'll keep you all aprised.




Samsung Financing TD Bank $3,200


Message 20 of 65
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.