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Chase Amazon Visa & 5/24? Data Points

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MrT_521
Regular Contributor

Re: Chase Amazon Visa & 5/24? Data Points


@CreditCuriosity wrote:

Read alot of DP's recently on other sites and certainly appears 5/24 doesn't apply to Amazon and SW.and possibly united card?  Tons of approvals I have seen on amazon cards well over 5/24.  Be interesting to grab our DP's from this site as well.


Reddit subs r/churning and r/CreditCards have some DPs about this. Most of the 5/24 approvals seem to be for the Amazon card, but a few DPs exist for Southwest, United, Hyatt, and IHG cards as well. So far, every single approval I've seen has been for a cobranded card. There are some denials too.

Personal Cards

Business Cards

Debit Cards

FICO 8 Scores (as of Dec 14, 2022)


Message 11 of 71
crystal626
Regular Contributor

Re: Chase Amazon Visa & 5/24? Data Points

I get this card last week. I was 7/24 and approved for 5K but it shows 7500 on the Chase page. I saw the $200 gift card and decided to tryit. 

 

The pre-qualified kept saying Experian was frozen but I never frozen reports??

 

They just did one pull from the Experian. Score around 770. Income $25K. 

Message 12 of 71
wingennis
Valued Contributor

Re: Chase Amazon Visa & 5/24? Data Points

Approved today just for the data point.  I was 8/24 now 9/24.  I have no other Chase cards.

Message 13 of 71
FinStar
Moderator Emeritus

Re: Chase Amazon Visa & 5/24? Data Points


@wingennis wrote:

Approved today just for the data point.  I was 8/24 now 9/24.  I have no other Chase cards.


Thanks for the DPs @wingennis and @crystal626  -- for the purpose of capturing some DPs on here, can you provide or list the 7 or 8 accounts (with their age -- month/year obtained). 

 

Wingennis - was your application submitted via the pre-qualification tool or a cold app?

Message 14 of 71
Remedios
Credit Mentor

Re: Chase Amazon Visa & 5/24? Data Points

Message 15 of 71
wingennis
Valued Contributor

Re: Chase Amazon Visa & 5/24? Data Points


@FinStar wrote:

@wingennis wrote:

Approved today just for the data point.  I was 8/24 now 9/24.  I have no other Chase cards.


Thanks for the DPs @wingennis and @crystal626  -- for the purpose of capturing some DPs on here, can you provide or list the 7 or 8 accounts (with their age -- month/year obtained). 

 

Wingennis - was your application submitted via the pre-qualification tool or a cold app?


Cold app while I was on Amazon.  I opened BCP, Doublecash, PenFed Gold, Alaska Airlines, Evergreen, Custom Cash, Aspiration Zero, Venture X, Amazon since February 2020.  

Message 16 of 71
Beast26
Frequent Contributor

Re: Chase Amazon Visa & 5/24? Data Points

I'm 5/24 and I pre-qualified through the link.  Scared to pull trigger though. 1 card in last 6 months.





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 17 of 71
ChargedUp
Senior Contributor

Re: Chase Amazon Visa & 5/24? Data Points

I cold app'ed for mine after the pre-qual constantly stating that I had EX frozen. (I had defrosted EX & TU as they seem to be what Chase is using lately.)

 

At 7/24 currently according to account opening dates on Experian.com. EX Fico 8 = 784 was HP'ed. 4 inquiries on EX, now 5.

UTL = $112 of $294,300 in open lines. AZE3, AAoA 3Y7M, AoOA 15Y4M, DTI = 14% per Experian.com. No derogs. Annual Income ~$200K

Spend on existing Chase cards ~$3500-$5000/month.

 

SL $35K (Highest SL so far).

 

 

Message 18 of 71
FinStar
Moderator Emeritus

Re: Chase Amazon Visa & 5/24? Data Points

Thanks for the DPs for those who have been approved and provided their info.

 

It appears the current trend so far (reported here and elsewhere), a variety of these 5/24 'bypass' approvals are within the 5-9 count. By the same token, similar instances have been reported with denials citing the 5/24 reason alone. I haven't seen any 10/24 (or greater) clearing the 5/24 'hurdle' as of yet 🤷🏼‍♂️, but these are very interesting developments so far!

 

Unfortunately, I can't test it myself since I already have the card (right before it became part of 5/24) plus it's doubtul they'll consider a twin even if I switched it to the Whole Foods Visa version.

Message 19 of 71
macinjosh
Senior Contributor

Re: Chase Amazon Visa & 5/24? Data Points

My current data point. Called in to do verification this am after apping on wednesday. I'm 10/24, thought I was 9/24. 🤷🏻‍♂️ I'm also 2/6 if that may have any bearing as to why I wasn't flat rejected.

 

Current status says 7-10 days. I won't be surprised if I get denied, but I'm staying hopeful. I'll keep you all aprised.


Samsung Financing TD Bank $3,200


Message 20 of 71
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