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Chase Amazon Visa & 5/24? Data Points

KJinNC
Valued Contributor

Re: Is Chase relaxing its 5/24?


@Brian_Earl_Spilner wrote:

Could be as simple as Amazon telling Chase they aren't approving enough people. With Amazon cutting ties with Visa elsewhere, that would be a blow to Chase.

 


If so, long overdue. This policy has never made sense for cobrands and perhaps the right conversation finally took place on that front.

 

I am too chicken to apply today (9/24 this month, but probably still count as 10/24 since they may want to wait until the following month for that count) but will give it a shot in February when I will be 8/24 and 3/12. I will be 4/24 in May and 3/24 in June, so I really could just wait, but I'm curious now. Thanks for posting this thread.


FICO Resilience Index: 59. Cards: 9/24, 3/12, 0/6. Accounts including loans: 12/24, 5/12, 1/6. At first accidentally, later deliberately, I used what I call the "thick-start" build method, which leads to heavy credit-seeking for a while with the goal of coming out of it without needing to build a thin profile for years. There are pros and cons. Thread describing method
Cards (oldest to newest)


Authorized user / Corporate / Auto loans / Personal loan

Card CLs total $151,500, not counting the AU card. The AU card brings the total to $179,000. In 03/19, card CLs totaled $0.
CU and bank memberships: Coastal Credit Union, joined 1987, direct deposit; PenFed, joined 2019; Navy Federal, joined 2020; USAA, joined 2020; Chase Bank, joined 2020. Best: Coastal, worst: NFCU. I have had weird Keystone Kops customer service problems with NFCU several times, despite their reputation here.

Closed but still on reports: Discover, $3,100, 05/19-12/21; American Express Gold, NPSL, 08/19-06/21 | American Express Delta Gold, $1,000, 09/19-10/20 | American Express Hilton Aspire, $3,100, 09/19-12/20 | Citi secured, $200, 04/19-09/19 | Capital One secured, $300, 04/19-08/19 | My Jewelers Club, $5,000, 05/19-08/19 | Green Dot Primor, $300, 05/19-08/19 | Self Lender secured $500 loan, 04/19-01/20 | Unsecured personal loan from Coastal, $1,000, 06/19-08/19.
Note: My signature is updated frequently, and updates appear on all instances of my signature including on old posts.
Message 41 of 65
macinjosh
Senior Contributor

Re: Is Chase relaxing its 5/24?

Well, it's Saturday, and my application is still pending. I guess I should take it as a good sign. When I get the letter in the mail, hopefully by Monday, I'll call and see what they want, and then if it's approved, I'll post in the appropriate section.




Samsung Financing TD Bank $3,200


Message 42 of 65
FinStar
Moderator

Re: Is Chase relaxing its 5/24?


@macinjosh wrote:

Well, it's Saturday, and my application is still pending. I guess I should take it as a good sign. When I get the letter in the mail, hopefully by Monday, I'll call and see what they want, and then if it's approved, I'll post in the appropriate section.


Thanks for the update on the pending application @macinjosh. Keep us posted either way.

Message 43 of 65
mau471
Established Member

Re: Chase Amazon Visa & 5/24? Data Points

I was 10/24, 6/12. 1/6 and approved for for $3,500. I also burned chase in BK in 2015. Wish it was a higher SL but I will take it.











Message 44 of 65
bigseegar
Valued Member

Re: Chase Amazon Visa & 5/24? Data Points

UPDATE: I applied on Monday 11/29 and was not an Instant Approval. Called and got the 30 Day message. Later that day the Message was still the 30 Day message but "you will receive a decision in appx 2 weeks" had been added. It was that way until this morning (Monday 12/06) when it changed. The 30 Day message is no longer there, just a very short "Thank you for applying you will receive our decision in appx 2 weeks" is all that it say's now. My USPS Informed Delivery shows no mail today from Chase either still. No idea at all where that leaves me. IGuess we'll see but I'm still thinking denial or that message will turn to 7-10 days soon (even though it's already been a week) due to new cards.

Message 45 of 65
notmyrealname23
Established Contributor

Re: Chase Amazon Visa & 5/24? Data Points

Denied for too many cards, current status LOL/24.

 

So much for that. Once they bring in store codes to Whole Foods (if they do) I might just use my Sync Amazon card... possibly wouldn't need the Chase one.

First Tech FCU Choice Rewards World MC 35k
Fidelity VISA Signature 11.5k
Capital One Venture X 11k
AMEX Hilton Aspire 9.8k
Charles Schwab AMEX Platinum NPSL
Amex Platinum (I know) NPSL
Amex Green NPSL
SoFi MC World Elite 8k
AMEX Marriott Bonvoy Brilliant 7.5k
Rakuten Synchrony Visa 7k
PayPal Synchrony MC 6.4k
Citi AA Mileup 6.9k
Petal2 VISA 6k
DiscoverIt Cashback 5k
Amazon/Synchrony 5k
Hotels.com 5k
Capital One SavorOne 5k
AMEX Delta Gold 3k
Target 800
Ch 13 filed 12/13 discharged as paid 1/19
Message 46 of 65
FinStar
Moderator

Re: Chase Amazon Visa & 5/24? Data Points


@notmyrealname23 wrote:

Denied for too many cards, current status LOL/24.

 

So much for that. Once they bring in store codes to Whole Foods (if they do) I might just use my Sync Amazon card... possibly wouldn't need the Chase one.


When you say LOL/24, what's the LOL count @notmyrealname23?

 

You can purchase Whole Foods GCs and still get 5% on your SYNCB Amazon Prime CC btw.

Message 47 of 65
notmyrealname23
Established Contributor

Re: Chase Amazon Visa & 5/24? Data Points


@FinStar wrote:

@notmyrealname23 wrote:

Denied for too many cards, current status LOL/24.

 

So much for that. Once they bring in store codes to Whole Foods (if they do) I might just use my Sync Amazon card... possibly wouldn't need the Chase one.


When you say LOL/24, what's the LOL count @notmyrealname23?

 

You can purchase Whole Foods GCs and still get 5% on your SYNCB Amazon Prime CC btw.


7 AMEX

3 Sync

1 SoFi

1 Discover

1 Apple Card 

1 Wells Fargo

1 FirstTech

1 Citi

 

and a partridge in a pear tree.

 

 

First Tech FCU Choice Rewards World MC 35k
Fidelity VISA Signature 11.5k
Capital One Venture X 11k
AMEX Hilton Aspire 9.8k
Charles Schwab AMEX Platinum NPSL
Amex Platinum (I know) NPSL
Amex Green NPSL
SoFi MC World Elite 8k
AMEX Marriott Bonvoy Brilliant 7.5k
Rakuten Synchrony Visa 7k
PayPal Synchrony MC 6.4k
Citi AA Mileup 6.9k
Petal2 VISA 6k
DiscoverIt Cashback 5k
Amazon/Synchrony 5k
Hotels.com 5k
Capital One SavorOne 5k
AMEX Delta Gold 3k
Target 800
Ch 13 filed 12/13 discharged as paid 1/19
Message 48 of 65
High-hopes2021
Established Member

Re: Chase Amazon Visa & 5/24? Data Points

Adding my info in as I was approved for this card in early November of this year. My scores are at the time of approval were in 630-640 range. I was 9/24 due to a business loan in March, a mortgage app in April and several new cards since Fall 2020. I did the prequal app and was approved so went through and came back approved for $2000 on the Chase Amazon card. I only stepped out of the garden for that bc I had a big purchase I wanted to see if I could finance. After that within a few days I spree app'd for Target RedCard, Ulta, Apple Card and got approved on all. Heading back into the garden for at least year now lol. I'm now at 11/24 and scores in 650 range from the new accounts and paying down utilization on others

Message 49 of 65
Remedios
Moderator

Re: Chase Amazon Visa & 5/24? Data Points

Chase is still 2/30, correct? 

Message 50 of 65
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