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Chase Amazon Visa is about to get better

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Mega Contributor

Re: Chase Amazon Visa is about to get better


@CreditCuriositywrote:

Yep just got that.. Chase Visa is going to be more awesome that it already is!  5% plus 0% financing it appears..  So what is sync going to do, suppose there is room for both players.  Definitely shots fired at synchrony on this one as it clearly beats Sync out if 0% financing and 5% back.  Time to move some of my CL's over to this card for some purchases at my new house Smiley Happy.

 

edit:  Just realized no 5% back when I read more on promotional financing.  certainly rather still use this card than Sync's personally.


I missed the no cash back too, despite it being bolded in the letter!   I think that reduces the value quite a bit.   With Blispay, do you still get the 2% back with financing?

Message 11 of 98
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Super Contributor

Re: Chase Amazon Visa is about to get better

Cool and good to know.  Are they informing card holders of this via email, snail mail, or when accessing the account?

Message 12 of 98
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Moderator

Re: Chase Amazon Visa is about to get better


@BrutalBodyShotswrote:

Cool and good to know.  Are they informing card holders of this via email, snail mail, or when accessing the account?


snail mail

Message 13 of 98
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Moderator

Re: Chase Amazon Visa is about to get better


@longtimelurkerwrote:

@CreditCuriositywrote:

Yep just got that.. Chase Visa is going to be more awesome that it already is!  5% plus 0% financing it appears..  So what is sync going to do, suppose there is room for both players.  Definitely shots fired at synchrony on this one as it clearly beats Sync out if 0% financing and 5% back.  Time to move some of my CL's over to this card for some purchases at my new house Smiley Happy.

 

edit:  Just realized no 5% back when I read more on promotional financing.  certainly rather still use this card than Sync's personally.


I missed the no cash back too, despite it being bolded in the letter!   I think that reduces the value quite a bit.   With Blispay, do you still get the 2% back with financing?


Yes you do still get 2% back on 6 month financing although if one wants to say carry a 75 inch oled tv at 18 months at 0% financing the amazon visa certainly can handle this assuming you have the CL or can reallocate some from other chase cards where-as blispay is 6 month 0% financing if you can pay off said purchase in that period of time and assuming your blispay CL is large enough for said purchase.

Message 14 of 98
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Valued Contributor

Re: Chase Amazon Visa is about to get better


@jlitnnswrote:

So, there won't be any point to my Amazon Store Card anymore? And sacrifice the 5% CB. I hardly every have used this because I like the 5% CB but still a cool feature.

 

Robot Very Happy


If you want an Amazon card but don't have a good prospect of getting the Chase card (like me because I burned Chase in BK several years ago), then yeah, there's still a role for the Amazon Store Card, and I've used it quite frequently even though I couldn't get any CLI's until I'd had the card a year or so and my TU's had pushed up past 660 (SL $800, now $6000).

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO:TU 680 FICO 8 (3/2/19) or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 674 FICO 9 (NFCU 3/3/19), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $92.9k revolving credit as of 1/31/19; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $5.1k Discover It #1, $6.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $11.8k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: 3 months, 19 days as of 1/31/19. 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 15 of 98
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Senior Contributor

Re: Chase Amazon Visa is about to get better

Wonder where you will choose the financing. On the Amazon purchase or on Chase after the purchase posts.

 

Anyone seen the new detail on the transaction when looking at the charge the Chase site? It shows you what you ordered for that particular charge.

Message 16 of 98
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Mega Contributor

Re: Chase Amazon Visa is about to get better

The letter says "we MAY offer one or more of these promotional financing options above on qualifying purchases....."    So I wonder if a particular person will always see these offers, or if it is sometimes not option (even if above $50).  

Message 17 of 98
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Community Leader
Senior Contributor

Re: Chase Amazon Visa is about to get better

The differences I see between the Chase and Sync cards:

  • The Sync card is deferred interest while Chase isn't.
  • If interest kicks in on the Chase card, it's at one's regular APR rather than a super-high deferred interest APR.
Message 18 of 98
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Established Contributor

Re: Chase Amazon Visa is about to get better


@MrPTatowrote:

 

Anyone seen the new detail on the transaction when looking at the charge the Chase site? It shows you what you ordered for that particular charge.


I just looked on mine, and it doesn't show order details directly, but it does provide a link to the corresponding order on Amazon's site, where detail can be viewed.  It also shows the reward points earned for the transaction.

 

Maybe it's different for more recent orders?  My last Amazon order was on 3/14.

 

TCL: $4,000. $500 in wallet, remainder locked away to limit spending.

FICO October 2018: EX 792 (10/11), TU 816 (10/19)
FICO November 2018: EX 792 (11/10) 779 (11/22), TU 805 (11/19)
FICO December 2018: EX 795 (12/20), TU 816 (12/19)
Message 19 of 98
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Senior Contributor

Re: Chase Amazon Visa is about to get better


@LowLimitswrote:

@MrPTatowrote:

 

Anyone seen the new detail on the transaction when looking at the charge the Chase site? It shows you what you ordered for that particular charge.


I just looked on mine, and it doesn't show order details directly, but it does provide a link to the corresponding order on Amazon's site, where detail can be viewed.  It also shows the reward points earned for the transaction.

 

Maybe it's different for more recent orders?  My last Amazon order was on 3/14.

 


That is what I meant...sorry. It links you back to Amazon.

Message 20 of 98
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