Chase Amazon card

[cmm89]

I'm really interested in the Chase Amazon card (for 8 months, I've finally stayed a Prime Member and love it).   Issue is, I'm LOL/24 and it'll be a bit before I'm under that.  I have the CSP with a CL of 22.6k and I have $500 of my paycheck diverted monthly into a Chase Total Rewards checking account, largely to establish the relationship & get in-branch approval for the CSP while even more LOL/24.

I have the Prime Store Card--the only store card that I have ever had--but I can't seem to get approved for the Amazon card.  I've done some lurking and noticed that Chase is now heavily & in-writing focusing on the 5/24 rule.... are there any potential work-arounds for a branded card like the Amazon card?  It's the only card still on my wishlist.   

Thanks in advance!

[EDIT:  What I'm looking at is the Chase Amazon Prime.]

[cashorcharge]

Can say that I have never heard of someone actually succesfully beating Chase's 5/24 rule.

[cmm89]

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@cashorcharge wrote:

Can say that I have never heard of someone actually succesfully beating Chase's 5/24 rule.

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I did early last year in-branch after having a several-months-long history of direct deposit with them (still intact), but that was for a card directly from Chase. 

Anyhow- I appreciate the feedback!  Perhaps I'll have to be patient (not a strong suit of mine) and just wait...  I actually think I'm 8/24 after looking at MyFICO quarterly 3B report.

[randomguy1]

There's the AMEX business prime as well. 

[K-in-Boston]

In-branch preapprovals, as well as "green check mark" and "black star" offers in both your Chase online account and Chase Credit Journey will overcome 5/24.  Unfortunately I have not heard of the Amazon card being one of the few cobranded cards that will show up.

The Amex business card is a good option, although depending on how much your Amazon spend is, there is a cap on the 5% earnings.

[M_Smart007]

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@K-in-Boston wrote:

In-branch preapprovals, as well as "green check mark" and "black star" offers in both your Chase online account and Chase Credit Journey will overcome 5/24.  Unfortunately I have not heard of the Amazon card being one of the few cobranded cards that will show up.

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Come to think of it, I have never read/heard of The Chase Amazon Prime Visa bypassing the 5/24.

Glad I got mine years ago, before I knew what a 5/24 was

IIRC, it was one of my (3) APP's in about 10 years.

Yes I gardened for 10 years. (not knowing what gardening was)

[Veronik2019]

Hello, I opened a chase freedom unlimited back in April 2020. I had opened 8 credit card accounts in the last 8 months. My Ex score was 676 from my 3b report on April 11th. I applied on April 18th. Approved instantly. I was at 40% utilization overall, carrying a balance close to $14k across 10 credit card accounts out of 14 accounts total. 

[AllZero]

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@M_Smart007 wrote:

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@K-in-Boston wrote:

In-branch preapprovals, as well as "green check mark" and "black star" offers in both your Chase online account and Chase Credit Journey will overcome 5/24.  Unfortunately I have not heard of the Amazon card being one of the few cobranded cards that will show up.

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Come to think of it, I have never read/heard of The Chase Amazon Prime Visa bypassing the 5/24.

Glad I got mine years ago, before I knew what a 5/24 was

IIRC, it was one of my (3) APP's in about 10 years.

Yes I gardened for 10 years. (not knowing what gardening was)

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@M_Smart007  We'll give you an honorary Diamond retroactively.

[randomguy1]

Also if you have the Discover IT + Chase Freedom, you most likely will have Amazon at 5% half the year (capped though). 

that is not guaranteed though..

[cmm89]

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@randomguy1 wrote:

Also if you have the Discover IT + Chase Freedom, you most likely will have Amazon at 5% half the year (capped though). 

that is not guaranteed though..

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Excellent point-- I have the Discover IT, I just never use it.  I also really like the idea of an Amazon Prime VS being my back-up daily driver as I still spend quite a bit going out, though considerably less since Covid.  For now, the CSP gets that spend--I will say that I'm incredibly happy with the CSP, what a wonderful card for the price.