Chase Auto CLI "Use it Hard"

[scientifics]

I've seen a lot of people say to use your card hard if you want an auto CLI from Chase. Does that mean to have a high balance (close to your CL) report every month or is it sufficient to get close to your CL and then pay it off before your statement cuts?

[score_building]

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@scientifics wrote:

I've seen a lot of people say to use your card hard if you want an auto CLI from Chase. Does that mean to have a high balance (close to your CL) report every month or is it sufficient to get close to your CL and then pay it off before your statement cuts?

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This should be sufficient...its the heavy usage that generally counts for a lot with Chase in particular FWIU...  no need to skew UTI unecessarily.

[scientifics]

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@score_building wrote:

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@scientifics wrote:

I've seen a lot of people say to use your card hard if you want an auto CLI from Chase. Does that mean to have a high balance (close to your CL) report every month or is it sufficient to get close to your CL and then pay it off before your statement cuts?

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This should be sufficient...its the heavy usage that generally counts for a lot with Chase in particular FWIU...  no need to skew UTI unecessarily.

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FWIU?

[BoSox617]

FWIU = from what I understand

[aftermath]

I was told by Chase that ever since the credit crunch, they do not do Auto CLI anymore.

Someone correct me if i'm wrong and they have received one since.

[RockinRay]

No auto CLI - that stinks!  

Ray

[hedgeclipper2]

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@aftermath wrote:

I was told by Chase that ever since the credit cruch, they do not do Auto CLI anymore.

Someone correct me if i'm wrong and they have received one since.

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My SO got his Freedom in Sept of 2010 (I got mine in October of 2010).  His was issued at $2,000 limit (mine at $3,000).

I use mine SIGNIFICANTLY more than he does, mine still sits at $3,000.  HIs, on the other hand, has gotten TWO auto-CLIs, once to $2,300, and most recently to $2,800.

So they are still doing CLI's.

[RockinRay]

Good to know!

Thanks for this update.

Ray

[wajj]

Got an auto CLI on my Sapphire Preferred from 8K to 15.5K 6 weeks ago.  Was suprised since they had given me a Chase AARP Visa with an 8K limit in February.

Aside:  Have to laugh.  Came back from my self imposed exile to find out that I am a "New Contributor" after posting (albeit sporadically) for nearly 3 years

[Guava]

^ The forum has a ranking, you should check it out