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Chase CSP AU Question

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Beckhsrules
Frequent Contributor

Chase CSP AU Question

I got my Chase CSP last week and I happened to apply for an AU for the 5k bonus at the time of sign up. I got two cards. Do I need to activate the AU separately? Also if my AU uses the card will it show up in my login itself or do I need to set up a new login for my AU? Will the UR points earned be in the main account or will be split based on the spend between me and my AU. Please help me out on these questions.

AAoA: 1 yr 3 mo | FICO Scores: EX: 720, TU: 724, EQ: 705 | Inq: EX: 13, EQ: 8, TU: 7 | GARDENING AS OF 3/13/2017
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Chase CSP AU Question

I just did the same thing and I can say there is no separate login for the AU card since it's the same exact card number. All spending will be earned against the main account.
Message 2 of 7
Anonymous
Not applicable

Re: Chase CSP AU Question


@Beckhsrules wrote:

I got my Chase CSP last week and I happened to apply for an AU for the 5k bonus at the time of sign up. I got two cards. Do I need to activate the AU separately? Also if my AU uses the card will it show up in my login itself or do I need to set up a new login for my AU? Will the UR points earned be in the main account or will be split based on the spend between me and my AU. Please help me out on these questions.


The AU card comes activated and does not have a separate account. Also know that you don't need to make a purchase on the AU card to earn the 5K bonus.

Message 3 of 7
Beckhsrules
Frequent Contributor

Re: Chase CSP AU Question

I think I have no use for the AU card since the 5k reward points are showing up in pending rewards. Wooo hooo... The points are racking up pretty quickly since majority of my spend are dining and travel. I love this card already. Can't wait to maximize it more using the Freedom combo. How long should I wait before applying for the Freedom?

AAoA: 1 yr 3 mo | FICO Scores: EX: 720, TU: 724, EQ: 705 | Inq: EX: 13, EQ: 8, TU: 7 | GARDENING AS OF 3/13/2017
Message 4 of 7
WillTeasle
Established Contributor

Re: Chase CSP AU Question


@Beckhsrules wrote:

I think I have no use for the AU card since the 5k reward points are showing up in pending rewards. Wooo hooo... The points are racking up pretty quickly since majority of my spend are dining and travel. I love this card already. Can't wait to maximize it more using the Freedom combo. How long should I wait before applying for the Freedom?


I applied, and was approved, for both cards on the same day.  I've read others have not been so fortunate.  Sadly I can't give you a recommendation as to when to apply for Freedom, just offering this as one data point.

Last HP: 01/10/19 | Latest Scores: EQ FICO8 - 850 | TU FICO8 - 850 | EX FICO8 - 850
Amex BC | Amex HHonors | Amex HHonors Aspire | Amex Marriott Business | Amex Platinum | BoA Alaska Airlines | CF | CFU | CSR | Chase Ink+ | Citi DC | Citi AA UP | Discover IT
Message 5 of 7
ccb2115
Frequent Contributor

Re: Chase CSP AU Question

If you are going to apply, I would do it sooner rather than later so they can use the same HP. I applied for the Freedom a week after and they used the same HP. YMMV though. Most of my spend is on dining and transportation in NYC, so I've also been racking up points rather quickly.


Scores: EX: 793 EQ: 804 TU: 801
Message 6 of 7
chalupaman
Super Contributor

Re: Chase CSP AU Question

I don't think you'd need to. My mom's CSP has the exact same account number on it too.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
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