Chase Card

[jwes2155]

What type of scores do you need to qualfy for a chase card. Just curious?

[Anonymous]

Chase likes scores greater than 650, although other factors are consisdered.  YMMV.

[Anonymous]

Back in March of this year my FICO score was around 680 because of extremely high utilization, I applied for and got approved for a Chase Freedom card with a measly 2k limit but at a good rate. Once I finished with that and closed it out, I applied for and got approved for a Chase Amazon card with a 7k limit with a 722 FICO score, and last week with a FICO score of 739 I applied for and was approved for a Chase card with 0% interest on purchases for 12 months with a 7k limit, which imo, is kind of on the low side as far as credit limits. I had also applied for a Citi Platinum card for the 0% and they only approved me for a 2900 limit, which I immediately closed out since the limit was so low and then I applied for the Chase and got it. The downside is that those 2 inquiries cost me a whopping 19 points back down to 720 So with all this said, I am guessing from the mid to upper 600s you will be approved, based on my experiences.

[jwes2155]

thanks!!

[Anonymous]

And another thing, I didn't get instantly approved through Chase for some strange reason, they told me they would contact me in 30 days which was odd because I thought my score was high enough for an instant approval, but when I logged onto my chase account today, there was the new account listed right there. So don't get alarmed if you get the 30 day message as it doesn't mean that you have been rejected.

[MidnightVoice]

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PeggyFair wrote:

 So with all this said, I am guessing from the mid to upper 600s you will be approved, based on my experiences.

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Agreed

[Anonymous]

Be very careful of chase. I had a card through Bank One which Chase bought out. My intrest rate was FIXED 7%....I had NO lates within 4 months Chase raised my int. to 29.99%

[Anonymous]

While we're at it, anyone know the scores to land a discover card , I'm wanting a More card

[fused]

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rbbyrbsn wrote:

While we're at it, anyone know the scores to land a discover card , I'm wanting a More card

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Discover More is not easy to get. Scores should be over 715, no BK and a good CC payment history.

[Anonymous]

I may wait  a few months then.

I haven't pulled my FAKO's  this month , but last month's were EQ 739 EX 717 TU 725

and my myfico EQ on july 6 used the same balances as the above scores and it was 733.

I'm waiting till couple of days after cap 1 puts ot my july statement and I'm going to pull my fakos and other my free EQ FICO