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Chase Changed Slate to Freedom Without Asking.

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10022016
Regular Contributor

Chase Changed Slate to Freedom Without Asking.

Should I be concerned that they randomly did this without my asking?

American Express Blue Cash Every | Discover it | Citi Double Cash | Citi Custom Cash (10/2021) | Bank of America Cash Rewards | Chase Slate | Capital One Quicksilver | Amazon Store Card | PayPal Credit | J. Crew | Old Navy | Experian: 785 Equifax: 798 Transunion: 777 |
Message 1 of 10
9 REPLIES 9
SouthJamaica
Mega Contributor

Re: Chase Changed Slate to Freedom Without Asking.


@10022016 wrote:

Should I be concerned that they randomly did this without my asking?


Well, I wouldn't be concerned since I would think the Freedom card is a much more useful card.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

Message 2 of 10
DSTforlife
Regular Contributor

Re: Chase Changed Slate to Freedom Without Asking.

the same thing happened to me last month.  I just went with it.  I don't really use it, but at least it is now a rewards card.

Message 3 of 10
HeavenOhio
Senior Contributor

Re: Chase Changed Slate to Freedom Without Asking.

I think Chase did you a favor. There's no special value to the Slate once its new card perks have expired.

Message 4 of 10
NRB525
Super Contributor

Re: Chase Changed Slate to Freedom Without Asking.


@10022016 wrote:

Should I be concerned that they randomly did this without my asking?


Several years ago, I think soon after Chase started the 5/24 rule, I went ahead and PC'd my useless Slate card to the recently created Freedom Unlimited. Ever since, it's been one of my most popular cards. No SUB, but I'd never have gotten to the CFU otherwise. 

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 10
babygirl1256
Senior Contributor

Re: Chase Changed Slate to Freedom Without Asking.

@10022016 Congrats on you auto-upgrade . . . there should be no concern but rather CELEBRATION . . . that's awesome!!! Smiley Wink

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 6 of 10
longtimelurker
Epic Contributor

Re: Chase Changed Slate to Freedom Without Asking.

Is the new card the Freedom or Freedom Flex?    Looks like the Slate has been replaced by the Slate Edge, so if Chase just wanted to replace "legacy" cards with current ones they could have give the (fairly useless) Slate Edge.   So certainly either F, or FF is much more useful!

Message 7 of 10
collics
Established Contributor

Re: Chase Changed Slate to Freedom Without Asking.

I would have wanted the opportunity to apply and get a SUB instead but that's just me. 

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
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Message 8 of 10
Remedios
Credit Mentor

Re: Chase Changed Slate to Freedom Without Asking.

There is nothing stopping them from applying for CFU in the future. They didn't get the SUB so "rules" aren't in place 

Message 9 of 10
collics
Established Contributor

Re: Chase Changed Slate to Freedom Without Asking.


@Remedios wrote:

There is nothing stopping them from applying for CFU in the future. They didn't get the SUB so "rules" aren't in place 


Well that's good.

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
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FICO8s Dec 2019

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Message 10 of 10
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