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@CreditCuriosity wrote:historically Chase will lend about 40% of ones income to their credit card although as always individuals results vary based on other factors. There has been DP's of this in the past being fairly accurate.
OK ... that would explain why I have never been offered or received products or CLIs. At 58.7% of income for many years. Income reduced due to partial retirement.
Income low 200's and a single Marriott card with a 67k limit .I haven't tried for a CLI or another card in a couple years so not sure if I am at max exposure or not.