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Chase FU $300 SUB email offer

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Valued Member

Chase FU $300 SUB email offer

Hello myfico friends,

I just received a sweet email offer from chase for the freedom unlimited. It comes with an amazing $300 for $500 spend SUB. Basically I’m wondering if these offers mean anything- as in if they might mean higher approval chances (based on people’s previous experiences etc).

I’m from NYC so I’m not sure what chase pulls. I’m current TU8: 708 and EX8: 712. The other issue is that I’m currently at exactly 5/24 and it won’t drop till 02/16 (it’ll be 3/5) and the offer is only valid till 02/05 (just my luck!).

Should I give it a shot?

Edit: it comes with a sweet 15 month 0% APR as well (ugh!)

Just a young kid starting his credit journey early

Current FICO8 Scores:
TU: 740 | EX: 735 | EQ: ???
AAoA: 1yr 6months

Current CCs:
NFCU Visa Signature GO REWARDS 14.4k
Capital One Quicksilver 2k
Uber Visa Card 2k
Discover IT 6.4k

Utilization 16%

Credit Score Goals:
750+ across all three

Credit Card Wishlist:
Meh I’m ok for now. Maybe NFCU Flagship
16 REPLIES 16
Regular Contributor

Re: Chase FU $300 SUB email offer

Was the apr a solid number or was there a range? Also did you check chase pre approval and see the offer? Obviously ymmv but many have had a good chance of bypassing 5/24 by applying in the bank. Good luck with this great offer.

Message 2 of 17
Moderator

Re: Chase FU $300 SUB email offer

Was it an invitation to apply or an actual pre-qualified offer OP? Check to see if you are actually pre-qualified online just to see if the results align with the email invite offer you received.
Message 3 of 17
Senior Contributor

Re: Chase FU $300 SUB email offer

I swear I must have an unlisted email address. I never get any offers email or snail mail. 




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>08/2019 CCT EX 829 TU 848 EQ 837
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 4 of 17
Community Leader
Valued Contributor

Re: Chase FU $300 SUB email offer

Daaaaang that’s a heck of an SUB. Take it, take it!
Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 5 of 17
Senior Contributor

Re: Chase FU $300 SUB email offer


@pinkandgrey wrote:
Daaaaang that’s a heck of an SUB. Take it, take it!

Im prequaled on their website for this card but havnt pulled the trigger yet.  If I had that offer, Id be all over it




3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>08/2019 CCT EX 829 TU 848 EQ 837
Jack Webb: "That figures. Now let me see if I got the facts straight here. Cleaning woman Clara Clifford discovered your clean copper clappers kept in a closet were copped by Claude Cooper the kleptomaniac from Cleveland. Now, is that about it?"
Message 6 of 17
Valued Member

Re: Chase FU $300 SUB email offer

Great question! Given the wordage (and the APR range rather than set number) I’m going to assume it’s simply an invitation to apply rather than an offer. But man, that’s one spicy invitation hmm.

The email says: ‘....as a valued Chase customer, we want to make sure you know about this exclusive offer for the Chase Freedom Unlimited card. Apply by February 5, 2019.’

Sadly I can’t check for pre-qualifications due to being 20.
Just a young kid starting his credit journey early

Current FICO8 Scores:
TU: 740 | EX: 735 | EQ: ???
AAoA: 1yr 6months

Current CCs:
NFCU Visa Signature GO REWARDS 14.4k
Capital One Quicksilver 2k
Uber Visa Card 2k
Discover IT 6.4k

Utilization 16%

Credit Score Goals:
750+ across all three

Credit Card Wishlist:
Meh I’m ok for now. Maybe NFCU Flagship
Message 7 of 17
Moderator

Re: Chase FU $300 SUB email offer

Yup, it's just an invitation OP, no pre-qualification offer, unfortunately.

The wording of 'valued' and 'exclusive' are marketing solicitation triggers to provide you with the feeling of confidence to take the offer. Marketing 101.
Message 8 of 17
Valued Member

Re: Chase FU $300 SUB email offer

Yeah I thought so, thanks! Avoided that potential failure Smiley Happy
Just a young kid starting his credit journey early

Current FICO8 Scores:
TU: 740 | EX: 735 | EQ: ???
AAoA: 1yr 6months

Current CCs:
NFCU Visa Signature GO REWARDS 14.4k
Capital One Quicksilver 2k
Uber Visa Card 2k
Discover IT 6.4k

Utilization 16%

Credit Score Goals:
750+ across all three

Credit Card Wishlist:
Meh I’m ok for now. Maybe NFCU Flagship
Message 9 of 17
Moderator

Re: Chase FU $300 SUB email offer

All things being equal, it doesn't mean that you can't apply and/or be approved. If you have the profile that can support it, go for it.

The majority of my Chase approved applications were cold apps btw. I realize that you're very young, but it seems (from your signature) that you have established a pretty good profile for being 20. Your decision, of course.
Message 10 of 17
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