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Chase FU $300 SUB email offer

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Valued Member

Re: Chase FU $300 SUB email offer

Yeah I’m definitely still considering it since the HP doesn’t bother me at all.

One last question, were most of your approvals and/or denials instant?
Just a young kid starting his credit journey early

Current FICO8 Scores:
TU: 740 | EX: 735 | EQ: ???
AAoA: 1yr 6months

Current CCs:
NFCU Visa Signature GO REWARDS 14.4k
Capital One Quicksilver 2k
Uber Visa Card 2k
Discover IT 6.4k

Utilization 16%

Credit Score Goals:
750+ across all three

Credit Card Wishlist:
Meh I’m ok for now. Maybe NFCU Flagship
Message 11 of 17
Community Leader
Super Contributor

Re: Chase FU $300 SUB email offer

OP, do you have a 5th card? I only see 4 in your siggy 

EX 754 EQ 773 TU 752
Message 12 of 17
Moderator

Re: Chase FU $300 SUB email offer

Some of my approvals were instant with CCs like Freedom, CSP back in the day.

All other applications went to pending thereafter with the longest being IHG.

So, it's fairly possible that if you were to apply that it would likely go into pending or further review. A variety of them tend to go that route anyways. But, being patient killed no one 😉
Message 13 of 17
Valued Member

Re: Chase FU $300 SUB email offer

I had a secured NFCU card which graduated and got combined once I applied and was approved for the GO Rewards! Although technically closed, it was opened 23 months ago so I’m counting it in the 5/24.
Just a young kid starting his credit journey early

Current FICO8 Scores:
TU: 740 | EX: 735 | EQ: ???
AAoA: 1yr 6months

Current CCs:
NFCU Visa Signature GO REWARDS 14.4k
Capital One Quicksilver 2k
Uber Visa Card 2k
Discover IT 6.4k

Utilization 16%

Credit Score Goals:
750+ across all three

Credit Card Wishlist:
Meh I’m ok for now. Maybe NFCU Flagship
Message 14 of 17
Valued Member

Re: Chase FU $300 SUB email offer

Thanks for the many words of wisdom @FinStar, I’m going to probably end up applying because if I don’t then we’ll never know what could’ve been!

I’ll update the thread once I do.
Just a young kid starting his credit journey early

Current FICO8 Scores:
TU: 740 | EX: 735 | EQ: ???
AAoA: 1yr 6months

Current CCs:
NFCU Visa Signature GO REWARDS 14.4k
Capital One Quicksilver 2k
Uber Visa Card 2k
Discover IT 6.4k

Utilization 16%

Credit Score Goals:
750+ across all three

Credit Card Wishlist:
Meh I’m ok for now. Maybe NFCU Flagship
Message 15 of 17
Moderator

Re: Chase FU $300 SUB email offer

Absolutely, let us know the outcome.

Unfortunately, I'm in DANG/24 territory 😁, but you still have the opportunity to qualify under such restriction.
Message 16 of 17
Established Contributor

Re: Chase FU $300 SUB email offer

Just to add a data point to this. I think my scores are around 650/660 right now (they go up and down based on utilization). I received this offer and figured I'd apply because it's a really good SUB. I am at 5/24 or even possibly 6/24 but I got an instant approval for $7100 (!!!). I was really surprised. My highest starting CL by far.

Starting: EQ 498 TU 501 EX 485 (9/23/11)
As of 5/12: EQ 552 TU 591 EX 572
Credit Repair Journey Bump in the Road
As of 10/15: EQ 511 TU 588 EX 601
Discover TU Fico- 12/31/18: 694; CK EQ- 1/16/19: 634
Goal: All 3 above 700

Message 17 of 17
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