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I just got my Chase FU in the mail today after being approved on Sunday
The welcome packet doesn't mention the signup bonus though. It specifies the 15 months at 0% but not the bonus for spending $500 in 90 days. Is this how it always is or should I be concerned?
Thanks!
I think that's normal.
Yep, totally normal.
I'm not an expert in the CARD act, but I would assume there is a requirement that they disclose any promotional interest rates in writing. I doubt there is a similar restriction on bonuses--if so, it would be easier and safer from the bank's point of view to not include details on the bonus (that way, you can send everyone the same letter, don't have to worry about sending the wrong documents, etc.). I haven't had any creditor mention the sign-up bonus in the welcome materials, as far as I can remember.
It's normal. One thing to watch out for, they will instantly include the 15,000 UR points in the amount to be added to your account at the end of the statement. They won't tell you what it's for until you receive them but you'll know they are coming. Threw me for a couple minutes when it happened to me.
Thanks all!
@EAJuggalo wrote:It's normal. One thing to watch out for, they will instantly include the 15,000 UR points in the amount to be added to your account at the end of the statement. They won't tell you what it's for until you receive them but you'll know they are coming. Threw me for a couple minutes when it happened to me.
Gotcha As long as my 30,000 points show up (Yup, 30,000) I'll be happy Thanks!