I believe, and I could be mistaken, that the Q1 categories *should* be released around 12/15 or so. I have never seen them release the full year ahead of time.
My math might be bad but 10k to get $200 from Discover in 1st year? Something doesnt add up there.
I thought so too but I'm assuming some math was done on their situation to determine a base average of 2% over the year.
Get the Freedom because the bonus is so easy. Then in three to six months, grab Discover and plan on no new cards for a year. Discover is a great gardening card because you wouldn't be competing with any other signup bonuses.