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Chase Freedom CLI

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Anonymous
Not applicable

Chase Freedom CLI

Just got the Chase Freedom a couple days ago, Im wandering how long until they give me a credit line increase without a HP, Capital one gave me an increase from $500 to $4500 after 5 months and am wandering if Chase works the same way??

Thanks...first post here

Message 1 of 32
31 REPLIES 31
Discover2016
Valued Contributor

Re: Chase Freedom CLI

 


@Anonymous wrote:

Just got the Chase Freedom a couple days ago, Im wandering how long until they give me a credit line increase without a HP, Capital one gave me an increase from $500 to $4500 after 5 months and am wandering if Chase works the same way??

Thanks...first post here


Welcome to the forum! From what I have seen, it's usually like the 6th month or so, some have recieved one earlier like at 4 months. I just got an auto CLI after only having the card 4 months, it's a Ritz card though.

Gardening until September 2025
Next app: Mortgage in September 2025
Message 2 of 32
Anonymous
Not applicable

Re: Chase Freedom CLI

It's a YMMV area. I've had mine for two years without an auto or SP CLI. I got a HP CLI after about 8 months.

Message 3 of 32
Anonymous
Not applicable

Re: Chase Freedom CLI


@Anonymous wrote:

Just got the Chase Freedom a couple days ago, Im wandering how long until they give me a credit line increase without a HP, Capital one gave me an increase from $500 to $4500 after 5 months and am wandering if Chase works the same way??

Thanks...first post here


Chase is notoriously hard in giving CLI's. Do a search of myfico and you'll find many people recommending apping for another card and moving the credit limit. I have had my Freedom since July 18 2015 so going on my 7th statement and haven't seen a CLI but but I don't mind. I did get one on my CSP after my 4th statement. I got the CSP on the same day as my Freedom. 

Message 4 of 32
TURNERHOOVER
Established Contributor

Re: Chase Freedom CLI

Recieved a 1k SP CLI on freedom three months after opening the account, nothing since. At the time the card had a 1700 balance. Go figure.

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 5 of 32
Anonymous
Not applicable

Re: Chase Freedom CLI


@TURNERHOOVER wrote:

Recieved a 1k SP CLI on freedom three months after opening the account, nothing since. At the time the card had a 1700 balance. Go figure.


I'm curious, what was your SL?

 

Message 6 of 32
Anonymous
Not applicable

Re: Chase Freedom CLI

starting limit is $2200 want more though!

Message 7 of 32
Closingracer99
Valued Contributor

Re: Chase Freedom CLI

Just apply for a new card  and ideally a CSP, Marriott or something else and move the limits. If you dont want to close  the card apply for the CSP and PC it to a CS which has no AF 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 8 of 32
ScoreOrBeScored
Valued Contributor

Re: Chase Freedom CLI

here is my experience 

 

March 2015 - APRROVED with $3k SL

June. 2015 - Auto cli of $1

january 2016 - Requested a HP cli via CSR . Ask fo $20k and was approved $20k

 

just know chase does give out good cli upon request. I'm currently not interested in any other of their products so I 

wasnt gonna app a card just for the SL and mmove limits around. do what's best for you. Everyone situation is different.

 

P.S. My cli request wasn't instant.mit got sent over to Analyst. I never called and rode it out. Took almost  2 weeks. 

The new limit shows up on my account. 

Message 9 of 32
Closingracer99
Valued Contributor

Re: Chase Freedom CLI


@ScoreOrBeScored wrote:

here is my experience 

 

March 2015 - APRROVED with $3k SL

June. 2015 - Auto cli of $1

january 2016 - Requested a HP cli via CSR . Ask fo $20k and was approved $20k

 

just know chase does give out good cli upon request. I'm currently nit interested in any other of their products so I 

wasnt gonna app a card just for the SL and mibe it around.m it do what's best for you. Everyone situation is different.

 

P.S. My cli request wasn't instant.mit got sent over to Analyst. I never called and rode it out. Took almost  2 weeks. 

The new limit shoes up on my account. 


Please use spell check Smiley Happy

 

 

If you're going to ask for a HP might as well ask for another card.... 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 10 of 32
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