Chase Freedom Flex top spend category

[xenon3030]

I have CFF in my Paypal. I linked Paypal to Samsung Pay in my phone to possibly get 5% cashback for in store purchases in this quarter. The first test did not work as expected, because Samsung Pay charged my checking account instead of CFF .

The preferred payment method was set to CFF and not sure why it happened. Did anybody try it?

[Yasselife]

The top spend category offer is separate from quarterly bonus category offer, but automatically added to your account when you activate your Q4 bonus categories. You'll earn 5% cash back on up to $1500 in total spend in the eligible rewards category where you spend the most from October 1 – December 31, 2021. That's 4% additional cash back on top of the 1% cash back per $1 USD spent that you earn on all purchases. Elegible rewards categories: Travel (including Transit), Dining, Home Improvement Stores, Grocery Stores (not including Target and Walmart purchases), Drugstores, Gas Stations, Select Live Entertainment, Select Streaming Services, Fitness Clubs. I can only choose one from below, the promo works like Citi custom cash. Dining and drugstores would be 7% cb Gas 5% Groceries 5% PayPal 9%

[xenon3030]

I guess, the top spend will be limited to one of the categories that Chase mentioned but not all. Therefore, if you do some purchases at pharmacy e.g. 300$ and 1200$ at home improvement stores like HD, only 1200$ would receive the additional 4% cashback. I might be wrong and it is good if somebody can clarify.

[cws-21]

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@Taurus22 wrote:

@ngoaa  @MrDisco99   Thank you!  Wanting to keep my eye on the category releases to decide when I want to apply for the Flex.

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What's got you interested in the CFF, @Taurus22? How will it fit in your current cash back setup?

[NRB525]

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@NRB525 wrote:

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@NRB525 wrote:

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@NRB525 wrote:

Well, it will make it easier to round out the $1,500 spend.

Right now I would get gas at 9%, as I doubt any other category would fit as PayPal also.

This does need to be weighed vs Custom Cash, as yes, the categories compete.

An interesting problem to sort out  

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After searching in vain for the added bonus on my standard Freedom card, read closer to see it is only Freedom Flex. I've been contemplating the $12k groceries spend bonus, and this stack of earning methods pushed me over the line to apply for Freedom Flex. 

7 to 10 days review.  

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Email approval Sunday

New card should be here this week. 
Now I have to re-read this thread. 

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Freedom Flex and Freedom were able to max their PayPal categories this quarter. I am not able to try, nor did I want to try to get groceries through any PayPal tricks.

New Account Freedom Flex groceries are doing well on the $12,000 spend. Still lots to spend there.

The Q4 "Highest Category" in CFF Groceries is now met. So in certain stores I can revert to AMEX Gold for a few days.

With the Q1 Freedom Groceries category coming up, I am not sure I could have picked a better time to apply for CFF.

Freedom OG is still doing well, I think I nearly or completely maxed each quarter in 2021.

[celluloid17]

Does anyone know when the extra 4% bonus cash for the additional top spend category will actually post to the account now that we're in the new year?  

[Remedios]

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@celluloid17 wrote:

Does anyone know when the extra 4% bonus cash for the additional top spend category will actually post to the account now that we're in the new year?  

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It will post to your account within 8 weeks, but probably sooner than that. 

[MrDisco99]

Still waiting for my bonus points.  Anyone got theirs yet?

[Beast26]

I'm also still waiting but when I get on the website on my desktop I do see the points pending.

[MrDisco99]

OK that's funny... I just got mine today.