I have CFF in my Paypal. I linked Paypal to Samsung Pay in my phone to possibly get 5% cashback for in store purchases in this quarter. The first test did not work as expected, because Samsung Pay charged my checking account instead of CFF .
The preferred payment method was set to CFF and not sure why it happened. Did anybody try it?
I guess, the top spend will be limited to one of the categories that Chase mentioned but not all. Therefore, if you do some purchases at pharmacy e.g. 300$ and 1200$ at home improvement stores like HD, only 1200$ would receive the additional 4% cashback. I might be wrong and it is good if somebody can clarify.