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Chase Freedom Flex top spend category

jcooks
Frequent Contributor

Re: Chase Freedom Flex top spend category

Does anyone see it in their account?  Not sure if it's for everyone or it's targetted.  I know the article says you just need to activate q4, but I see no signs of the 5% bonus on top spend category

Message 11 of 94
xenon3030
Established Contributor

Re: Chase Freedom Flex top spend category

It is on the Chase website, but not in the individual account.

 

Not sure whether it counts Amazon as a top purchase.

 

Also, Paypal Key still gives comming soon and not available messages. I tried every possible way but no luck to get a PPK Smiley Sad


Fico8: EX~EQ~TU~780 (12 month goal~840).
BOA (Custom Cash Rewards, Better Cash Rewards, Premium Rewards), Chase (CFF, CSP, Amazon), US Bank (Cash+, Altitude Go/Connect), Discover, Amex (BCP, HH), Walmart/Cap1, Barclay View.
Message 12 of 94
MrDisco99
Valued Contributor

Re: Chase Freedom Flex top spend category

Kinda funny how obvious this is a reaction to the Citi Custom Cash.

 

Does this stack on top of the +2% on dining or drugstores?

 

If so I'll be making a lot more trips to CVS for 11% back.


GOALS:
Message 13 of 94
MrDisco99
Valued Contributor

Re: Chase Freedom Flex top spend category


@xenon3030 wrote:

It is on the Chase website, but not in the individual account.

 

Not sure whether it counts Amazon as a top purchase.

 

Also, Paypal Key still gives comming soon and not available messages. I tried every possible way but no luck to get a PPK Smiley Sad


Amazon doesn't fall into any of those categories.


GOALS:
Message 14 of 94
xenon3030
Established Contributor

Re: Chase Freedom Flex top spend category

I was guessing also, due to the rumors on the upcoming divorce...


Fico8: EX~EQ~TU~780 (12 month goal~840).
BOA (Custom Cash Rewards, Better Cash Rewards, Premium Rewards), Chase (CFF, CSP, Amazon), US Bank (Cash+, Altitude Go/Connect), Discover, Amex (BCP, HH), Walmart/Cap1, Barclay View.
Message 15 of 94
PullingMeSoftly
Established Contributor

Re: Chase Freedom Flex top spend category

A bit disappointed that this offer isn't extended to the Visa. If this Citi model works out for Chase and we see this happen again, I think the case is stronger for remaining Visa to Flex PC's. (I'm still hanging on to mine for Costco use, but Affinity and Safe CU are steadily making that an unnecessary concern)

 

Additional thought: Would be interesting to see in the future if the highest spend category model becomes adopted on the Flex, with the Visa retaining the original assigned categories, similar to the Dividend vs Custom Cash. The Visa already being unavailable for new applications, hmmm. 









Message 16 of 94
quikj9
Frequent Contributor

Re: Chase Freedom Flex top spend category

I'll always take addtional rewards for spend I'm already making otherwise! I just wish Chase had told us about this sooner, so I could have optimized my spend a bit better. Looks like I'll be getting 7X on Dining and 5X on Paypal this quarter. As I'm typing this out, I'm realizing what a first world problem this is. 




Message 17 of 94
MrDisco99
Valued Contributor

Re: Chase Freedom Flex top spend category


@xenon3030 wrote:

It is on the Chase website, but not in the individual account.

 


Where?

 

I'm seeing talk about this everywhere except for the Chase website.


GOALS:
Message 18 of 94
longtimelurker
Mega Contributor

Re: Chase Freedom Flex top spend category


@MrDisco99 wrote:

Kinda funny how obvious this is a reaction to the Citi Custom Cash.

 

Does this stack on top of the +2% on dining or drugstores?

 

If so I'll be making a lot more trips to CVS for 11% back.


How?  I would think it was 3% for drug store + 5% for most common category, making 8%

Message 19 of 94
MrDisco99
Valued Contributor

Re: Chase Freedom Flex top spend category


@longtimelurker wrote:

@MrDisco99 wrote:

Kinda funny how obvious this is a reaction to the Citi Custom Cash.

 

Does this stack on top of the +2% on dining or drugstores?

 

If so I'll be making a lot more trips to CVS for 11% back.


How?  I would think it was 3% for drug store + 5% for most common category, making 8%


1% base

2% drugstore category bonus

4% Q4 top category bonus

4% Q4 PayPal bonus (I pay with the app at checkout)

 

11% total

 


GOALS:
Message 20 of 94
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