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App update via automated system...This morning it was still being review but now it's
saying my decision will be mailed to me in 7-10 B days...doesn't look good
Going to call now for a recon..wish me luck !
good luck
@john398 wrote:good luck
Just got off the phone..It's a no go ...He said it was due to the collections still
on my report that I'm currently disputing.
I pretty much went over my EX report with them..they were very nice but not willing to help
even tho I had a perfect mortgage with chase along with 11 tradelines in good standing which far out weight the negatives.
I have a 13 year history.
They said to call back when the last 2 collections are gone.
Selling my co-op worth $225.000 -$250.000 Grand and buying a house and Chase
will never ever be in the picture with me again !
I'm done apping and back to cleaning my report up for the best mortgage I can get.
So I was denied from AMEX and Chase ...... Discover and Cap ONE and Walmart approved me
and will always be in my wallet....even if I hit the Lotto !
Hey Chase..stop sending me offers in the mail if
you aren't going to approve me...I don't need any more junkmail
and having to sift thru my mail to find my bills.!
@Bluerain wrote:
Hey Chase..stop sending me offers in the mail if
you aren't going to approve me...I don't need any more junkmail
and having to sift thru my mail to find my bills.!
All you have to do is Opt Out
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@MarineVietVet wrote:
@Bluerain wrote:
Hey Chase..stop sending me offers in the mail if
you aren't going to approve me...I don't need any more junkmail
and having to sift thru my mail to find my bills.!
All you have to do is Opt Out
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
If I opt out will I be able to opt back in within the 5 years again or
do I have to wait until the 5 years end ?
Thanks
@Bluerain wrote:If I opt out will I be able to opt back in within the 5 years again or
do I have to wait until the 5 years end ?
Thanks
It's my understanding you can Opt In again anytime. The button is right next to Opt Out on the website. Read the fine print when you get there, it should tell you.
@Bluerain wrote:
If I opt out will I be able to opt back in within the 5 years again or
do I have to wait until the 5 years end ?
Thanks
As p- said you can opt in and out as often as you like. Use the same site to do both.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
I'm Opt Out...Thanks
Sorry for the derail .
regardless of normal card vs siggy, chase freedom reports. only way it doesn't report limits is if its NPSL (no preset). right now if you check equifax NPSL now report as OTHER as opposed to revolving. i spoke with a chase rep the other day and chase is supposed to start reporting those cards differently starting in 2012 that way utilzation is never affected when limits aren't reported.
also people who manually look at your credit can see NPSL because of the way it reports at $0 limits when you have a balance.
@Anonymous wrote:
@Kay_Cee wrote:Mine has a limit of $11,500 and it reports to all three bureaus.
Awesome! I was wondering if anyone here had a Freedom with >$5k that reported Thanks.
As long as it's non-Signature, it should report. My is a non-sig that has limit of $15,500, and it reports to all three.