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So I was approved for the new Chase Freedom Unlimited back in March and it was reported to the credit bureaus in May but my credit report isn't showing any new inquiries at this point. I do have a CSP in good standing, so is it possible that Chase didn't do a HP for my new account or does Chase sometimes show inquiries AFTER they report new accounts? Has anyone ever experienced this or something similar? Should I still be expecting the inquiry to show up sometime later?
This hasn't happened for any of the other cards I've been approved for so I'm just curious. Thanks so much!
Generally inqs show up without any delay (so others pulling the same CRA can see them). But I haven't heard of Chase not doing an inq, so either it is a glitch (as others are seeing on TU) or somehow you lucked out!
Which report are you looking at?
@Anonymous wrote:or does Chase sometimes show inquiries AFTER they report new accounts?
Inquiries aren't reported. They're recorded when your report is pulled.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
@Anonymous wrote:So I was approved for the new Chase Freedom Unlimited back in March and it was reported to the credit bureaus in May but my credit report isn't showing any new inquiries at this point. I do have a CSP in good standing, so is it possible that Chase didn't do a HP for my new account or does Chase sometimes show inquiries AFTER they report new accounts? Has anyone ever experienced this or something similar? Should I still be expecting the inquiry to show up sometime later?
This hasn't happened for any of the other cards I've been approved for so I'm just curious. Thanks so much!
They always do a hardpull for a new account. Have you checked all three reports? It should be hidden in there somewhere...