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Chase Freedom New Account Without HP?

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Anonymous
Not applicable

Chase Freedom New Account Without HP?

So I was approved for the new Chase Freedom Unlimited back in March and it was reported to the credit bureaus in May but my credit report isn't showing any new inquiries at this point. I do have a CSP in good standing, so is it possible that Chase didn't do a HP for my new account or does Chase sometimes show inquiries AFTER they report new accounts? Has anyone ever experienced this or something similar? Should I still be expecting the inquiry to show up sometime later? 

 

This hasn't happened for any of the other cards I've been approved for so I'm just curious. Thanks so much!

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5 REPLIES 5
longtimelurker
Epic Contributor

Re: Chase Freedom New Account Without HP?

Generally inqs show up without any delay (so others pulling the same CRA can see them).   But I haven't heard of Chase not doing an inq, so either it is a glitch (as others are seeing on TU) or somehow you lucked out!

Message 2 of 6
takeshi74
Senior Contributor

Re: Chase Freedom New Account Without HP?

Which report are you looking at?

 


@Anonymous wrote:

or does Chase sometimes show inquiries AFTER they report new accounts?


Inquiries aren't reported.  They're recorded when your report is pulled.

Message 3 of 6
RonM21
Valued Contributor

Re: Chase Freedom New Account Without HP?

I agree, I'd think if there was going to be one generated on your report, it would have shown up within a day or so at the latest.


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Message 4 of 6
Anonymous
Not applicable

Re: Chase Freedom New Account Without HP?


@Anonymous wrote:

So I was approved for the new Chase Freedom Unlimited back in March and it was reported to the credit bureaus in May but my credit report isn't showing any new inquiries at this point. I do have a CSP in good standing, so is it possible that Chase didn't do a HP for my new account or does Chase sometimes show inquiries AFTER they report new accounts? Has anyone ever experienced this or something similar? Should I still be expecting the inquiry to show up sometime later? 

 

This hasn't happened for any of the other cards I've been approved for so I'm just curious. Thanks so much!


They always do a hardpull for a new account.  Have you checked all three reports?  It should be hidden in there somewhere...

Message 5 of 6
driftless
Valued Contributor

Re: Chase Freedom New Account Without HP?

FWIW - my wife got her Freedom card without a HP. At the time she had a CSP a couple deposit accounts with Chase.
CSR | Amex Platinum | EDP | QS (2)
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