cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom QUESTION

tag
Anonymous
Not applicable

Chase Freedom QUESTION

WHich one do they usually pull? EQ EX TU?

My score is 647 EQ and what are my chances?

2 baddies on my reports and 1 30 day late.

Message 1 of 16
15 REPLIES 15
mAndrew1980
Established Contributor

Re: Chase Freedom QUESTION

I checked my state on Mod Cut (Illinois) and they have actually pulled any one of the three. I have heard about Chase accepting people with a baddie or two but I think they are pretty strict about having clean reports for the most part. When do your baddies fall off and are you actively trying to GW/PFD them?

 

Currently I have only one 100% clean report (TU) so I'm waiting for EQ and EX to be 100% clean before I app. Just don't think an approval is likely until then....

Transunion: 713 FICO (5/13/2014) MyFico
Experian: 789 FICO (4/10/12) Lender Pull
Equifax: 695 FICO (1/10/14) MyFico

My cards: Chase United Mileage Plus 7000CL (3/12), CITI Simplicity 1800CL (9/12), Cap1 Platinum 1000CL (2/10), Cap1 Cash back 1500CL (11/11), Apple Barclay's 2500CL (11/11), Discover IT 6000CL (5/13)

My Primary Financial Goal is to put down my utl%.



Message 2 of 16
Anonymous
Not applicable

Re: Chase Freedom QUESTION

They pulled experian on me last year. In Ft. Worth Tx
Message 3 of 16
LS2982
Mega Contributor

Re: Chase Freedom QUESTION

Do they pull EX in MD anyone?




EQ FICO 548 3/3/16
Message 4 of 16
rbizzle
Contributor

Re: Chase Freedom QUESTION

They pulled EX for me in MD.

Message 5 of 16
crunching_numbers
Valued Contributor

Re: Chase Freedom QUESTION

I am in IL and they SP my TU all the time. I have Chase as my primary bank and a Freedom card, so a Chase SP can be anything I guess.


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)
Message 6 of 16
Anonymous
Not applicable

Re: Chase Freedom QUESTION

Chase pulled Equifax for me in VA.

Message 7 of 16
Datx
Valued Contributor

Re: Chase Freedom QUESTION

In my experience, they normally pull EX for me. I'm in TX. They did however pulled TU on my freedom app since EX was, and still is frozen.

Message 8 of 16
casi218
Valued Member

Re: Chase Freedom QUESTION

I just got this card...after a recon...and they pulled EQ for me, I live in Ohio. I had one baddie and it took me 3 tries to get it! All you can do is try and recon if they say no. Good Luck Smiley Wink

Message 9 of 16
boomhower
Valued Contributor

Re: Chase Freedom QUESTION

That a sub 650 FICO And those baddies I'd hold off for now. Wait until your score is 680 to try and counter balance those baddies a bit.
Message 10 of 16
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.