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Chase Freedom Unlimited - 3% first year - no SUB - in branch only

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Anonymous
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Re: Chase Freedom Unlimited - 3% first year - no SUB - in branch only


@Anonymous wrote:

Is the 3% instant? In other words, it's not like Discover's cashback match situation where you earn the regular rate (1% and 5% on Discover; 1.5% on Disco Miles) and then they match what you've earned once you hit your 1-year anniversary?

 

I'd give my right arm to get a FU with the 3% offer. Right now I only have 2 of my Trifecta because I was an idiot and closed my CSP after getting the SUB a couple of years ago. Then I went on a spree and opened a ton of other cards putting me firmly over 5/24 until the end of 2020. I realized I needed the CSP back, so I PCed my Unlimited to one and picked up a Disco Miles for "everything else" spend outside of categories that earn more. I'm not happy with this at all. It's delayed gratification because you don't get the match until after a year, and there are enough places that don't accept Disco (recurring bills and such) that I still have to put non-category spend on either my CSP or Freedom getting a measely 1X UR on it. I'd much rather have my Unlimited back (especially with this great offer!) and be trucking along with the Trifecta. FU was my major spending card. 

 

Sorry for the little pity party/rant. 

 

I couldn't get this offer anyway since there are no Chase branches in my state. I'd settle for no offer just to get that card back though. *sigh*


Sorry to rub salt in the wound but I read TPG article about it and the offer is supposed to be available online sometime in April.

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