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Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

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Anonymous
Not applicable

Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

I have the Chase CSP, Freedom, and as of last night, the Amazon Prime VS.

All have $0 balances and I recently got a $2k auto-cli on the Freedom.

 

On my accts page, i have an offer for the Freedom Unlimited.  $150 bonus on $500 spend.

 

I have at least 10 new accts in the past 2 yrs.  So why is Chase giving me an offer for the Freedom?  It has a specific interest rate listed as well.

 

Any thoughts?  Thanks.

Message 1 of 14
13 REPLIES 13
EAJuggalo
Established Contributor

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

I was approved for the Chase FU from the offers page while over 5/24 on Dec. 4.  I've heard that it can go either way but it does happen.

EX700 TU 704 EQ 694 4/03/22
Cap1 QS-$4,500 Chase Freedom Flex- $800 Chase Freedom Unlimited- $1,000 Victoria's Secret- $1,200 Citi DC- $800 Amazon Store Card- $3,500 AMEX Hilton Honors-$1,000 Discover It-$1,000 Wal-Mart MC $290 Chase Sapphire Preferred-$5,000 NFCU Flagship $13,800 AMEX BCE-$1,000 AMEX Gold-$5,000 AMEX Delta Blue $1,000 Lowe's $5,000 Navy Platinum $17,000 AMEX BBP $2,000
Message 2 of 14
AverageJoesCredit
Legendary Contributor

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

Maybe you have s profile they like and would like your business. Sounds like a good offerSmiley Happy Are you interested in it?
Message 3 of 14
Anonymous
Not applicable

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?


@Anonymous wrote:

I have the Chase CSP, Freedom, and as of last night, the Amazon Prime VS.

All have $0 balances and I recently got a $2k auto-cli on the Freedom.

 

On my accts page, i have an offer for the Freedom Unlimited.  $150 bonus on $500 spend.

 

I have at least 10 new accts in the past 2 yrs.  So why is Chase giving me an offer for the Freedom?  It has a specific interest rate listed as well.

 

Any thoughts?  Thanks.


Do you think Chase knows that you currently have 10 new accounts in the past 2yrs? I don't think they would know that until they pull a new HP.

 

Like the folks above said.. Highly chance of approval if not 5/24, or Chase makes exception.. I have seen a lot of people here who got approved for Chase cards above 5/24.

Message 4 of 14
Anonymous
Not applicable

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

They would know. Those offers are based on SPs.
Message 5 of 14
Anonymous
Not applicable

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

If its offered to you on your offers page then its pretty solid.

I am 17/24. I was offered CSP and Slate. I chose and was approved for Slate at $6200. I have since combined the limit on my FU.

It will be a HP. They pulled TU on me.
Message 6 of 14
SouthJamaica
Mega Contributor

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?


@Anonymous wrote:

I have the Chase CSP, Freedom, and as of last night, the Amazon Prime VS.

All have $0 balances and I recently got a $2k auto-cli on the Freedom.

 

On my accts page, i have an offer for the Freedom Unlimited.  $150 bonus on $500 spend.

 

I have at least 10 new accts in the past 2 yrs.  So why is Chase giving me an offer for the Freedom?  It has a specific interest rate listed as well.

 

Any thoughts?  Thanks.


Is there a green check mark?


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

Message 7 of 14
Anonymous
Not applicable

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

I wonder if I called, if they would use the same 2 HP's that I took for the $7000 Amazon Prime VS last night?

I know Chase is hard pulling fanatics.

 

Message 8 of 14
Anonymous
Not applicable

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?


@Anonymous wrote:

I wonder if I called, if they would use the same 2 HP's that I took for the $7000 Amazon Prime VS last night?

I know Chase is hard pulling fanatics.

 


They WILL NOT use the same HP.

Message 9 of 14
K-in-Boston
Credit Mentor

Re: Chase Freedom Unlmtd offer, but am not within the 5/24 rule?

In my experience the offer was solid for a CSP (also had FU and Slate offers) about a month ago and I was over 5/24 before the offer became available.
Message 10 of 14
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