Chase Freedom Visa Signature confusion

[youngandcreditwrthy]

Yeah, I didn't think the Amazon Visa could be a siggy...

well, the very nice CSR said that the main difference with the Siggy is that the  'hard limit is more flexible'.... she also said that 'you could go over your limit'..... since when is that  a good thing?

Per the CARD Act, it is a legal requirement that credit card companies report limits...

either way, I'm happy with my 5k, and will attempt to upgrade in the future :-)

[flowfaster]

BS! I know people with the Amazon Sig.  Try sending a secure message or calling the executive office.

---

@webhopper wrote:
I called the number listed as product change and the gentleman who answered said that a visa sig is not offered for the amazon card

---

[greeneman21]

they do have a sig, am I able to include the link or a screenshot?

[llecs]

---

@greeneman21 wrote:

they do have a sig, am I able to include the link or a screenshot?

---

Link yes, provided it isn't a referral link where you or someone else would profit. Screenshots are OK provided they are from the CCC, as opposed to a pic of your own. Self-shot CCpics will be zapped. 

[webhopper]

I believe you guys. The gentleman I spoke with was not a native speaker of the English language. Perhaps he was misinformed. I seem to have a lot of success using the secure message center; I will try that tomorrow.

My chase online account is actually a business one; where I used to loving to see business checking; personal checking; and my old auto loan. The auto was paid off and I switched banks due to the move but it seems that I get very good customer service as my messages go to those who handle mostly business accounts

[compassion101]

What are the practical benefits of having a signature card as opposed to a regular card?

[youngandcreditwrthy]

Well, I checked the Visa Siggy website... the  most valuable feature imo is the concierge service provided by Visa Signature.. They also have great discounts on higher end stores/trips,etc.

One thing I noticed.... with the Signature, you can get free wine tastings at like every vineyard in CALI, like Napa Valley, Sonoma County, etc.

That sounds like a trip I want to take just for the free wine!

and if I add an AU to the Siggy, they get free wine tastings too! haha!

:-)

But yeah, there's a whole website dedicated to the offerings of any Visa Signature... I think the benefits are mostly provided by Visa.. I guess the bank just handles the extension of credit?

[laboi_22]

I enjoy Visa Signature. You also don't have to worry about going over your credit line as long as you pay any overages in full by the due date on the statement. It has flexible spending options and you don't worry about any overages or fees sort of like an AMEX charge. Also I love the Sonoma discounts. We are going to wine country this November and I cant wait to use my card to get free wine tastings and private tasting bookings!!

[compassion101]

---

... I think the benefits are mostly provided by Visa.. I guess the bank just handles the extension of credit?

---

I wonder if Visa takes a higher piece of the interchange fee or assessment? They gotta do something in order to provide those additional services.

I'm with you 100% on the wine!

[jsucool76]

Visa siggys charge a higher transaction fee to the merchant afaik