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Chase Freedom and Cap One QS

Established Member

Chase Freedom and Cap One QS

So I know I have two cash back cards.  Ultimately I want to get the CSP and pair that with Freedom, but I am wondering if maybe changing to the Freedom Unlimited is a better idea and get rid of the QS entirely.


Had both Freedom and QS for about 6 months now.  Freedom has 2.5k limit and QS just recently bumped up to 5k.  My APR on Freedom is better then QS too I am just ocncerned about dropping a 5k limit on my report.



Message 1 of 4
Established Contributor

Re: Chase Freedom and Cap One QS

What's your current util %? If these are your only cards, you might need that QS to be able keep it low.

2/5/18 EX 738 TU 751 EQ 737 9% Util All reports on ice! Gardening again!
NFCU CR ($25,000) | BofA CR ($19,800) | Discover ($12,300) | BofA BBR ($7,000) | Amazon ($6,000) | Citi Costco ($7,900) | Marvel ($8,000) | Chase Amazon ($6,000) | Paypal MC ($8,000) | Barclay Apple ($4,300) | AMEX BCE ($12,000) | AMEX ED ($1,000) | Cap QS ($3,400) | GM Buy Power ($2,000) | Citi DC ($2,700) | Wayfair ($9,400) | Victoria's ($4,000) | NFCU CLOC ($15,000) | Tiffany & Co ($1,000)
Message 2 of 4
Valued Contributor

Re: Chase Freedom and Cap One QS

You can PC your Freedom to the FU and still keep the QS. Cap1 grows faster for me compared to my Freedom, which has been stuck at the same limit for over a year. It's up to you though.

Message 3 of 4
Frequent Contributor

Re: Chase Freedom and Cap One QS

They are both no AFs cards, it's not unheard of to have both in your wallet. Both are usable cards and QS will grow a lot faster than Chase in terms of CLIs. But good luck deciding.
Ymmv ~ Cheers!

Discover it (4k), United (8k), Southwest (9k), AARP (5k), Hyatt (8k), Freedom (8k), Venture (20k), Quicksilver (30k), Hawaiian (15k), Cabelas (4k), BofA Cash (1.5k), Amex Hilton (10k), Citi Voyager (5k), Citi AA Platinum (4k), Farmers (7.5k), Amex Spg (10k)
Message 4 of 4